PVR INOX Kotak Credit Card: Good Choice for Movie Lovers

PVR INOX Kotak credit cardholders can avail the following features and benefits:

Movie Discount Benefits

At any PVR INOX theatre or on PVR INOX app and website, you can avail the discount offers given below by paying through this Kotak credit card:

Flat 5% Off: On movie tickets
Flat 20% Off: On food and beverages

Other Benefits

Complimentary Access: You can get complimentary access to premium PVR INOX in-cinema lounges using this Kotak credit card.

Milestone Benefit: Cardholders get 1 free PVR INOX movie ticket worth Rs. 300 each on every Rs. 10,000 spent during a billing cycle. Here, the spends made for rent payments and wallet funding are not going to be considered towards the spending milestone of Rs. 10,000.

Given below is an estimation of how much one can save using this Kotak credit card:

Monthly Spends	Card Features	Monthly Savings
Rs. 1,500 on movie tickets	5% cashback	Rs. 75 off
Rs. 2,000 on F&B	20% cashback	Rs. 400 off
Rs. 12,000 total monthly card spends	1 free movie ticket of Rs. 300 per Rs. 10,000 spent	1 free movie ticket of Rs. 300
Total monthly savings on Rs. 12,000 spends		Rs. 775

Here, let monthly spends made using this card = Rs. 12,000
So, annual spends = Rs. 1,44,000
Monthly savings = Rs. 775
Therefore, annual savings on yearly spends of Rs. 1.44 lakh = Rs. 9,300

Based on the above calculation, if you optimise the features offered by PVR INOX Kotak credit card then you can save around 6.46% on your spends which is a notable amount of savings. Here, even if you factor in the annual fee, your yearly net savings would still amount to Rs. 8,801 (= 9,300 – 499) which makes up 6.11% savings on your spends.

Suggested Read: Best Entertainment Credit Cards in India

Parameters	PVR INOX Kotak	Kotak PVR Gold	BookMyShow RBL Play
Joining Fee	Nil	Nil	Rs. 500 (Nil for BookMyShow SuperStar members)
Annual Fee	Rs. 499	Rs. 499	Rs. 500 (Nil for BookMyShow SuperStar members)
Fee Waiver Condition	NA	NA	On Rs. 1.5 lakh annual spends
Welcome Bonus	NA	NA	Rs. 500 off on BookMyShow on making a purchase within the 1st 30 days
Discount Benefits	Uncapped 5% off on movies; 20% off on F&B	15% cashback up to Rs. 750 on F&B at counter 4 times a month; 5% cashback up to Rs. 250 on movies up to at Box office counter 4 times a month	Up to Rs. 100 off on movie F&B spends per month on booking min. 2 tickets
Milestone Benefits	1 free PVR INOX movie ticket of Rs. 300 each on every Rs. 10,000 spent in a month	1 free PVR movie ticket per month on reaching monthly spends of Rs. 10,000; Additional 1 free PVR movie ticket per month on reaching Rs. 15,000 monthly spends	2 free movies/ stream/ play/ events/ sports/ activities up to Rs. 250 each on Rs. 5,000 or more monthly spends on booking min. 2 tickets
Additional Features	Complimentary access to premium PVR INOX in-cinema lounges	NA	Up to Rs. 100 fuel surcharge waiver per month on Rs. 500 to Rs. 4,000 fuel spends

This credit card can be a good option for you if you are a movie lover and prefer to go to PVR INOX cinemas to watch movies frequently. With flat cashback of 5% on movie tickets and 20% on food and beverages, this card helps you save on every movie outing. Moreover, you can also maximise your returns by availing free movie tickets of Rs. 300 each on reaching every spending milestone of Rs. 10,000 in every month. This milestone benefit comes without any capping on the number of complimentary tickets you can avail in a year, so the more you spend, the more tickets you can avail.

However, this card might be limiting for those who are looking for benefits for spending categories other than movies. The cardholders do not get any rewards on other categories and can only maximise their savings if they frequently visit PVR INOX cinemas.

Credit Cards	Annual Fee	Key Features
Kotak PVR Gold Credit Card	Rs. 499	Up to 2 free PVR movie ticket based on monthly spends; 15% cashback on PVR F&B; 5% cashback on PVR Box Office movie tickets
SBI SimplyCLICK Credit Card	Rs. 499	10X reward points per Rs. 100 BookMyShow, Apollo 24×7, Cleartrip, Myntra, Swiggy, Yatra, etc.
Axis Bank Neo Credit Card	Rs. 250	10% off on BookMyShow movies, groceries & online shopping
BookMyShow RBL Bank PLAY Credit Card	Rs. 500	2 free movie/ stream/ play/ events/ sports/ activities tickets of Rs. 250 each on Rs. 5,000 monthly spends; Rs. 100 off on F&B during the movie