Kotak Mahindra Bank Veer Select Credit Card

Here are some features of this credit card:

Welcome Offer- Complimentary IHO Membership worth Rs. 8,500 on spending Rs. 500 within first 30 days of card issuance

Veer Points- 

• 9 Reward Points for every 200 spent on Dining, Movies, Departmental Stores, and Grocery
• 3 Reward Points for every Rs. 200 spent on other categories

Airport Lounge Access- 8 Complimentary Airport Lounge access annually, i.e. 2 lounge access per calendar quarter within India

Fuel Surcharge Waiver- 1% fuel surcharge waiver across fuel stations in India

Railway Surcharge Waiver- 1.8% railway surcharge waiver on n www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters

Add-on Card- Free Add-on Card with all the benefits of primary credit card

Safe and Secure-Embedded EMV Chip and 6-digit PIN authentication for safe and secured transactions

Card Insurance Cover-Cover of Rs. 2,50,000 against fraudulent usage up to 7 days pre-reporting. Immediately contact the customer care team –1860 266 2666 and get your credit card deactivated/ blocked to prevent misuse

Please Note: Kotak Mahindra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

The basic fee and charges of this credit card are:

Fee/Charge	Amount
Joining Fee	NA
Annual Fee	Rs. 599
Add-on Card Fee	Nil
Finance Charges (Interest Rate)	3.50% pm
ATM Cash Withdrawal Charges	Rs. 300
Late Payment Fee	For outstanding balance less than or equal to Rs. 500 – Rs. 100 For outstanding balance between Rs.500 and Rs. 10,000 – Rs. 500 For outstanding balance greater than Rs. 10,000 – Rs. 700
Overlimit Fee	Rs. 500
Cheque Bounce Charges	Rs. 500
Foreign Currency Markup	3.50% of the amount
Cash Payment Charges	Rs. 100
Card Reissue/Replacement Charges	Rs. 100
Interest Charges on outstanding Balances	3.5%

To apply for this credit card, yu must fulfil the basic criteria mentioned by the bank.

• The applicant should be in the age bracket of 18- 65 years
• The add-on cardholder should be an adult (18 years or above)
• The applicant should be an Indian resident
• Location- Ahmedabad, Bangalore, Chandigarh, Delhi NCR, Hyderabad, Mumbai, Navi Mumbai, and Pune

Documents Required to apply for Kotak Veer Select Credit Card Fee and Charges:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Customers can apply for this credit card by visiting the nearest bank branch or visiting the official website of Kotak Mahindra bank. In either scenario, the applicant will have to submit self-attested photocopies of their Know Your Customer (KYC) documents to establish their income, identity, and address.
If you apply for the card via the website then a representative from the bank will call the customer to set a date and time for document collection. Post submission the documents will be scrutinized by the bank. If everything checks out then the bank will dispatch the credit card.

Who is this credit card best suited for?

Kotak Veer Select Credit Card is designed for individuals who want premium lifestyle benefits and requirements.

Can this credit card be used internationally?

Yes, this credit card can be used for international transactions as well.

Can I opt for an Add-on card with this credit card for my family members?

Yes. Kotak Mahindra Bank Credit Cards comes with Add-on credit cards that you can apply for your family members.