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Lakshmi Vilas Bank Credit Card Eligibility

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Updated: 01-12-2023 06:06:26 AM

SBI Card has a banking relationship with Lakshmi Vilas Bank to provide credit cards to customers. The Lakshmi Vilas Bank credit card eligibility criteria are given below.

Category Value
Age 21 to 65 Years
Income Requirements Employed/Self-Employed
Shared at time of Application
Employer Only employees of selected organizations who don’t have a credit score can apply.
Credit Score Some credit cards are given to applicants that have a credit score

Do note that the eligibility criteria listed here is for indicative purposes only. Lakshmi Vilas Bank reserves the right to accept or deny a credit card application.

On this page
Lakshmi Vilas Bank Credit Card Eligibility – Age Restrictions
Lakshmi Vilas Bank Credit Card Eligibility – Income Requirements
Lakshmi Vilas Bank Credit Card Eligibility – Employer
Lakshmi Vilas Bank Credit Card Eligibility – Credit Score
Frequently Asked Questions

Lakshmi Vilas Bank Credit Card Eligibility – Age Restrictions

Lakshmi Vilas Bank has set age restrictions on customers who can apply for credit cards. Banks prefer giving credit cards to customers who have a stable income source and are fit. Also, Lakshmi Vilas Bank follows SBI Card norms and therefore, gives a credit card to those who are over the age of 21.

Similarly, people who have retired or are over the age of 65 can not avail a credit card.

Lakshmi Vilas Bank Credit Card Eligibility – Income Requirements

Lakshmi Vilas Bank like any other financial institution extends credit to only those customers who have a stable income source. Applicants will have to verify their income source by submitting the latest Salary Slips. Self Employed customers will have to submit their Income Tax Returns (ITR) of the last year. Also, customer’s income determines their credit limit on the credit card.

Lakshmi Vilas Bank Credit Card Eligibility – Employer

Lakshmi Vilas Bank follows the same rules that were set by SBI Card. Therefore, Customers who do not have a credit score can only get a credit card if they are employed at SBI Card approved companies.

Lakshmi Vilas Bank Credit Card Eligibility – Credit Score

Customers who have a credit score find it easier in getting a credit card application approval. Moreover, some credit cards are not given to customers who do not have a credit score. It should be noted that customers must try and maintain a good credit score preferably over 750.

Frequently Asked Questions

Does a prior relationship with the bank help user’s eligibility for credit card?
Lakshmi Vilas Bank does not require that applicants have a prior relationship with the bank at the time of credit card application.

How many credit cards does Lakshmi Vilas Bank offer?
Lakshmi Vilas Bank currently offers two credit cards in association with SBI Card. These are:

How can one apply for Lakshmi Vilas Bank Credit Card?
Lakshmi Vilas Bank credit card can be applied through SBI Card website.

Who can apply for Lakshmi Vilas Bank Credit Card?
Customers, who are Indian citizens, have a steady source of income, and are over the age of 21 but below 65 years of age can apply for Lakshmi Vilas Bank Credit Cards.

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