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Overview: Franklin Templeton Asset Management Company
The Indian office of Franklin Templeton was established as Templeton Asset Management India Pvt. Limited. With around 2 decades of consistent growth, Franklin Templeton has made its mark as one of the largest foreign fund houses in India.
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Mutual Funds Offered by Franklin Templeton Asset Management Company
The Asset Management Company tries to achieve high quality investment solutions through its client-centric approach coupled with strong business relationships. Their multiple manager structure brings specialized investment solutions to the table, offering a range of diverse investment instruments for investors that gives quality return over the years.
Sanjay Sapre, President of Franklin Templeton India, believes that making a small amount of investment periodically will yield impressive returns in the long run. He follows a goal-based investment stance rather than just focusing on delivering returns.
There AMC offers the following multiple schemes under Equity, Hybrid, and Debt Funds-
Franklin Templeton Equity Mutual Funds
Equity Mutual Funds offered by Franklin Templeton Asset Management Company invest majorly in debt and money market instruments across all sectors and market cap ranges. The fund’s top holdings include companies such as ICICI Bank, Bharti Airtel, State Bank of India, HDFC Bank. The major investments have been made in the financial sector.
Given below is a list of Equity Mutual Funds offered by Franklin Templeton Asset Management Company:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Franklin Build India Fund | 8.74 | 12.61 | 43.53 | 1316.55 |
| Franklin India Equity Fund | 5.11 | 9.6 | 593.69 | 11540.78 |
| Franklin India Focused Equity Fund | 8.47 | 11.3 | 42.15 | 8653.3 |
| Franklin India Prima Fund | 6.86 | 12.31 | 996.37 | 7147.94 |
| Franklin India Smaller Companies Fund | 2.83 | 10.26 | 53.47 | 7576.97 |
Franklin Templeton Debt Mutual Funds
Debt Mutual Funds by Franklin Templeton Debt Mutual Fund invests in bonds and other securities. These funds pay periodic dividends including interest on the fund’s underlying securities and periodic capital appreciation. These funds help with the tax-saving benefits for investors while offering them medium returns.
Given below is a list of top Debt Mutual Funds by Franklin Templeton Asset Management Company-
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Franklin India Banking & PSU Debt Fund | 8.27 | 8.81 | 16.06 | 162.74 |
| Franklin India Corporate Debt Fund | 8.67 | 9.37 | 71.99 | 870.28 |
| Franklin India Credit Risk Fund | 8.3 | 9.17 | 20.92 | 7124.75 |
| Franklin India Dynamic Accrual Fund | 9.1 | 10.31 | 72.24 | 3910.34 |
| Franklin India Floating Rate Fund | 7.12 | 7.18 | 30.29 | 230.51 |
Franklin Templeton Hybrid Mutual Funds
Hybrid Mutual Funds offered by Franklin Templeton Asset Management Company invest in more than one type of investment securities, such as stocks and bonds. The fund is considered ideal for beginners as it offers a sufficient amount of stability in terms of returns offered and risks expected.
Here is a list of a few Hybrid Mutual Funds offered by Franklin Templeton Asset Management Company-
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Franklin India Dynamic PE Ratio Fund of Funds | 8.79 | 9.57 | 39.68 | 977.48 |
| Franklin India Equity Hybrid Fund | 7.49 | 10.51 | 129.43 | 1946.65 |
| Franklin India Life Stage Fund of Funds 40s | 5.77 | 7.89 | 47.22 | 13.63 |
| Franklin India Life Stage Fund of Funds 50s Plus | 6.98 | 7.96 | 39.47 | 28.45 |
How to Invest in Franklin Templeton Mutual Funds via Paisabazaar.com?
Step 1: On Paisabazaar.com, select the ‘Mutual Fund’ option.
Step 2: If you are a registered user, log in to the platform using your mobile number and password/OTP. Or create a new account.
Step 3: Choose ‘Invest’ > ‘Explore All Funds’ on the left sidebar.
Step 4: Select the Franklin Templeton Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 5: Enter the amount you wish to invest, select the investment type: SIP or Lumpsum, and click on the ‘Confirm & Add to Cart’ option.
b>Step 6:
You can complete the payment using net banking option of major Indian banks.
The mutual fund units will be allotted to you within 5 working days. If you’re not KYC Compliant, you will need to complete your KYC before investing in mutual fund schemes.
How to Complete Your KYC Check for Franklin Templeton Mutual Fund
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. Getting your KYC Check has been made compulsory by the capital market regulator, SEBI (Securities and Exchange Board of India) for Mutual Fund investments in order to curb fraudulent activities.
If you’re a first time customer, you need to get your KYC Check before investing in Mutual Funds.
The KYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Company)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your Mutual Fund eKYC online, follow these steps-
Step 1: Visit the website of a fund house or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC process is done!
Also Read: Franklin India High Growth Companies Fund
Documents Required for Franklin Templeton Mutual Fund Investment
Here is a list of the official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
Fund Managers of Franklin Templeton Asset Management Company
- Roshi Jain
At the age of 39 years and holding degrees in CFA, PGDM, and CA, Roshi Jain is currently the Vice President & Portfolio Manager at Equities for Franklin Templeton India AMC Ltd. Roshi Jain works on the idea of constructing diversified portfolios of stocks that provide sustainable growth at reasonable valuation without chasing the momentum.
- Anand Radhakrishnan
Anand Radhakrishnan is the CIO of Equity at Anand Radhakrishnan at Franklin Templeton Asset Management Company. Anand Radhakrishnan has a total of 25 years of work experience. He completed his B.Tech from Anna University and did his masters from the Indian Institute of Management, Ahmedabad.
- Srikesh Nair
An alumnus of Management Development Institute, Srikesh Nair has been working as a Research Analyst with Franklin Templeton Asset Management Company for over 4 years now. He has previously worked with Goldman Sachs Asset Management and brings in quality industrial experience.
- R. Janakiraman
With an experience of 19 years in the industry, R.Janakiraman is the Vice President at Franklin Templeton Asset Management Company. His portfolios are such that they are rich with businesses offering high returns on capital, healthy cash flows, and low capital intensity. R.Janakiraman has managed to maintain his outperformance records while working towards generating higher returns in the longer term.
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. AMC is an organization that manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by the total number of units issued. Since the number of unit holders and the valuation of securities change every day, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.