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HSBC India Asset Management Company is the investment arm of HSBC Global in India which deals with mutual funds and portfolio management services. Launched in 2004, it has attracted thousands of investors because of its brand name and worldwide presence.
Ravi Menon, Chief Executive Officer of HSBC India Asset Management Company, follows a conservative investment stance and doesn’t believe in taking undue risks to generate returns. Looking forward to a healthy competition in the industry, he plans to take HSBC India AMC to great heights.
Table of Content:
Different Mutual Funds offered by HSBC Asset Management Company
HSBC AMC India offers a range of mutual fund products to retail as well as institutional investors that are based on comprehensive research methodology and cater to a variety of financial needs such as wealth creation, liquidity and growth.
HSBC Equity Mutual Funds
HSBC AMC’s Equity Mutual Funds are designed for investors looking for long-term investment options. Equity Mutual Funds are relatively riskier than the Debt & Hybrid Funds but also perform to give higher returns. These funds primarily invest in the Financial, Construction and Technology sector. Some of the best equity Mutual Funds from HSBC are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| HSBC Infrastructure Equity Fund | -6.49 | -0.86 | 15.43 | 109.05 |
| HSBC Large Cap Equity Fund | 9.4 | 9.79 | 222.75 | 705.3 |
| HSBC Multi Cap Equity Fund | 4.49 | 7.83 | 85.44 | 505.81 |
| HSBC Small Cap Equity Fund | -1.04 | 6.41 | 45.78 | 779.28 |
| HSBC Tax Saver Equity Fund | 6.71 | 8.86 | 37.63 | 159.84 |
HSBC Debt Mutual Funds
HSBC Debt Mutual Funds are comparatively less risky investments with steady income . The major holdings under these funds are fixed income instruments. The investors looking for short and medium-term investments must consider the HSBC Debt Mutual Funds. Some of the significant HSBC Debt Funds are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| HSBC Flexi Debt Fund | 6.5 | 8.47 | 27.2 | 124.28 |
| HSBC Debt Fund | 6.3 | 8.26 | 33.3 | 40.61 |
| HSBC Cash Fund | 7.09 | 7.54 | 1930.46 | 5870.75 |
| HSBC Short Duration Fund | 4.37 | 6.56 | 30.8 | 785.6 |
| HSBC Low Duration Fund | 4.37 | 6.56 | 30.8 | 785.6 |
HSBC Hybrid Mutual Funds
HSBC Hybrid Mutual Funds aim at performing maximum diversification to obtain assured returns for the investors. These are safer options for investment because assets are neither located purely into Equities nor into Debts. An apparent balance between the two is maintained which provides as a cushion against market turbulence. Few of the HSBC Hybrid Mutual Funds are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| HSBC Managed Solutions India Fund | 6.51 | 8.95 | 17.82 | 100.11 |
| HSBC Regular Savings Funds | 5.56 | 7.6 | 39.21 | 112.98 |
| HSBC Equity Hybrid Fund | – | – | 10.93 | 655.81 |
To learn more about the types of Hybrid Mutual Funds- Definition, Taxation etc., Click Here
How to Invest in HSBC Mutual Funds via Paisabazaar.com?
Step 1: On Paisabazaar.com, Select the ‘Mutual Fund’ option>
Step 2: If you are a registered user, login onto the platform using your mobile number and password/OTP. Or create a new account.
Step 3: Choose ‘Invest’ > ‘Explore All Funds’ on the left side bar.
Step 4: Select the HSBC Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 5: Enter the amount you wish to invest, select the investment type – SIP or Lumpsum, and click on the ‘Confirm & add to cart’ option.
Step 6: You can complete the payment using net banking of major Indian banks.
The mutual fund units will be allotted to you within 5 working days. If you’re not KYC Compliant, you will need to complete your KYC before investing in mutual fund schemes.
How to Complete Your KYC Check for HSBC Mutual Fund?
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. It has been made compulsory by the capital markets regulator SEBI (Securities and Exchange Board of India) for mutual fund investments in order to curb fraudulent activities.
If you’re a first time customer, you need to get your KYC Check before investing in Mutual Funds.
The KYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Company)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your KYC online, follow these steps, and you’ll be good to go:
Step 1: 1: Visit the website of HSBC Mutual Fund or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC for Mutual Funds process is done!
Documents Required for HSBC Mutual Fund Investment
Here is a list of official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
Fund Managers of HSBC Mutual Funds
There are several fund managers monitoring the different funds under HSBC Asset Management Company. Given below are some of the leading managers:
- Neelotpal Sahai, is a B.Tech from IT BHU and PGDM from IIM, working as a fund manager at HSBC Asset Management Company. He has professional experience of wealth creation of more than 15 years. Currently, he is the head of equities monitoring a plethora of Equity Funds.
- Kapil Punjabi, is the Vice President & Fund Manager for Fixed Income at HSBC Asset Management (India). He has over 13 years of experience where he has performed remarkably in understanding the financial market nuances. Before joining HSBC, Kapil worked with other AMCs- Taurus Mutual Fund, Edelweiss Mutual Fund and Transmarket Group (India). His technical knowledge and market understanding has enabled him to take prudent strategic decisions.
- Anitha Rangan, Working in HSBC Asset Management (India) Pvt. Ltd. as a Vice President and Credit Analyst of Fixed Incomes, Anitha Rangan has more than 12 years of experience in the field. She has an early experience of working with Lehman Brothers, Nomura and Crisil. Anitha performs the in-depth economic analysis impacting the local bond markets to derive efficient portfolio deductions.
- Gautam Bhupal, is a skilled manager of funds at HSBC AMC with over 11 years of experience in the field of Research & Fund Management. He is the Vice President of Investment Management with PGDBM, CA, CS, B.Com (Hons). He has been monitoring the risk portfolio and credit rate of funds such as- HSBC Dividend Yield Equity Fund, HSBC Infrastructure Equity Fund, HSBC Regular Savings Fund etc.
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. AMC is an organisation which manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of the securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by total number of units issued. Since, the number of unit holders and valuation of securities change everyday, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.
Read more on the costs associated with Mutual Funds, Here