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Overview: Kotak Mahindra Asset Management Company
Kotak Mahindra Mutual Fund (KMMF), managed by Kotak Mahindra Asset Management Company (KMAMC) has constantly performed over the benchmark for past 12 years. Kotak Mahindra AMC, the wholly owned subsidiary of Kotak Mahindra Bank Limited (KMBL) has offered a broad range of investment plans and various mutual fund types across asset classes to various segments of clients. All mutual fund schemes come with varying risk parameters and mutual fund returns according to the investors’ requirements.
Table of Contents :
Mutual Funds Offered by Kotak Mahindra Asset Management Company
Here is a brief about Equity, Debt and Hybrid Mutual Funds offered by Kotak Mahindra Asset Management Pvt. Ltd.:
Top 5 Kotak Mahindra Equity Mutual Funds
Equity Funds are funds which is majorly invested in equities and shares. These are categorized on the basis of the kind of stocks and sectors they invest in. For long-term investment goals, Kotak Mahindra Equity Mutual Funds allocate the resources from investors into the shares/stocks of different companies. These funds generate higher returns over a period of time.
However, the risk involved in Equity Mutual Funds is comparatively higher than other fund categories. Best Kotak Mahindra Equity Mutual Funds which one can consider are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Kotak Emerging Equity Scheme | 6.95 | 14.23 | 40.79 | 4326.31 |
| Kotak Standard Multicap Fund | 10.18 | 13.35 | 37.2 | 26010.02 |
| Kotak Tax Saver Fund | 9.69 | 12.67 | 47.9 | 934.61 |
| Kotak Equity Opportunities Fund | 9.1 | 12.49 | 127.12 | 2592.73 |
| Kotak Small Cap Fund | 3.38 | 11.49 | 74.48 | 1276.4 |
Top 5 Kotak Mahindra Debt Mutual Funds
Debt Mutual Funds are suitable for risk-averse investors as the major portion of assets are allocated into debt securities and money market instruments. As far as Debt Mutual Funds are concerned, the basic goal is to earn interest income and capital appreciation. Also, since there is a certain level of diversification maintained by these funds, the overall returns are quite decent. Kotak Mahindra Debt Mutual Funds are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Kotak Banking and PSU Debt Fund | 8.16 | 8.75 | 45.62 | 1617.17 |
| Kotak Bond- Short Term Fund | 7.93 | 8.84 | 38.56 | 8993.42 |
| Kotak Corporate Bond Fund | 8.17 | 9.54 | 2659.7 | 2036.89 |
| Kotak Credit Risk Fund | 7.99 | 9.49 | 22.7 | 4916.31 |
| Kotak Dynamic Bond Fund | 8.58 | 9.83 | 26.85 | 641.08 |
Top 5 Kotak Mahindra Hybrid Mutual Funds
Hybrid Funds invest in both equity and debt funds to achieve the perfect mix of diversification to yield better returns. These mutual funds, with the balanced portfolio, help investors attain wealth appreciation in long-run and accrue decent income in short-run. For Hybrid Mutual Funds, investments are made not just into equities but also in to debt securities. Here are a few Kotak Mahindra Hybrid Mutual Funds:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Kotak Asset Allocator Fund | – | – | 10.94 | 2806.62 |
| Kotak Balanced Advantage Fund | 6.99 | 9.52 | 34.65 | 259.8 |
| Kotak Debt Hybrid Fund | 6.71 | 7.15 | 28.27 | 13359.98 |
| Kotak Equity Arbitrage Fund | 7.7 | 10.17 | 27.55 | 1579.12 |
| Kotak Equity Hybrid Fund | 8.89 | 9.14 | 87.41 | 37.92 |
How to Invest in Kotak Mutual Funds via Paisabazaar.com?
Step 1: On Paisabazaar.com, select the ‘Mutual Fund’ option
Step 2: If you are a registered user, login onto the platform using your mobile number and password/OTP. Or create a new account.
Step 3: Choose ‘Invest’ > ‘Explore All Funds’ on the left side bar.
Step 4: Select the Kotak Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 5: Enter the amount you wish to invest, select the investment type – SIP or Lumpsum, and click on the ‘Confirm & add to cart’ option.
Step 6: You can complete the payment using net banking of major Indian banks.
The mutual fund units will be allotted to you within 5 working days. If you’re not KYC Compliant, you will need to complete your KYC before investing in mutual fund schemes.
Also Read: Kotak Mutual Fund Initiates Growth Fund NFO
How to Complete Your Kotak Mahindra Mutual Fund eKYC
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. It has been made compulsory by the capital markets regulator SEBI (Securities and Exchange Board of India) for mutual fund investments in order to curb fraudulent activities.
The KYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Companies)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your Mutual Fund eKYC online, follow these steps, and you’ll be good to go:
Step 1: Visit the website of a fund house or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC process is done!
Documents Required for Mutual Fund Investment
Here is a list of official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
Kotak Mahindra Asset Management Fund Managers
Lakshmi Iyer
Lakshmi is serving as the Chief of fixed incomes and products team in Kotak Mahindra AMC. since 1999. She is skillfully managing the credit research, deal execution, managing fund performance across all debt funds and assisting client interaction. Previously, she was working with Credence Analytics Pvt Ltd as a research analyst. She has a professional experience of tracking corporate bond market and generating research reports.
Abhishek Bisen
Since October 2006, Abhishek is working at Kotak Mahindra Asset Management Company as a fund manager of debt schemes. Before joining KMAMC, he was serving at working with Securities Trading Corporation Of India Ltd as the executive of Sales & Trading of Fixed Income Products and Portfolio Advisory. Some of the funds managed by Abhishek are- Kotak Monthly Income Plan, Kotak Bond, Kotak Gilt Investment (Regular & PF-Trust), Kotak Multi Asset Allocation Fund, Kotak Balance, Kotak Equity Savings Fund etc.
Harsha Upadhyaya
Harsha is the Chief Investments Officer for Equity Schemes. She is directly monitoring and managing the funds such as Kotak Standard Multicap Fund, Kotak Equity Opportunities Fund and Kotak Tax Saver. He is a skilled individual with professional experience of equity research and fund management. Harsha’s previous organisations are- DSP BlackRock, UTI Asset Management, Reliance Group and SG Asia Securities.
Devender Singhal
The research associate for FMCG, Automobiles and Media sectors at Kotak Mahindra AMC, Devender is an extremely equipped employee since 2007. He has an overall experience of 14 years and is managing varied sector funds in the same Asset Management Company. Before Kotak AMC, Devender has worked for its other divisions- Kotak, Religare, Karvy and P N Vijay Financial Services.
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. AMC is an organisation which manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of the securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by total number of units issued. Since, the number of unit holders and valuation of securities change everyday, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.