हिंदी में पढ़े
Overview: Motilal Oswal Asset Management Company
Motilal Oswal Mutual Fund was launched in 2008 and has managed AUM of approximately Rs. 19,640.11 crore at present (June, 2019). Motilal Oswal Asset Management Company Ltd. believes in ‘Buy Right, Sit Tight’ idea in order to invest in quality companies that are well-researched and analysed as well as stay focussed to keep a track of performance in order to book more returns.
Motilal Oswal Mutual Fund has performed consistently and given high returns through some schemes. Leading mutual funds include Motilal Oswal Long Term Equity Direct Plan and Motilal Oswal Multi-Cap 35 Direct Plan. Abhiroop Mukherjee, Siddharth Bothra, Akash Singhania and Niket Shah are the Vice President-cum-Fund Managers who manage different types of funds who believe in adequate diversification that enables benefits for the investors from the entire growth cycle but doesn’t dilute returns through over-diversification.
Table of Contents :
Funds Offered by Motilal Oswal Asset Management Company
Motilal Oswal Equity Fund
Equity Funds are the funds investing most part of the corpus amount in equities. Equity Funds of different types and characteristics are available to match risk profiles and investment objectives of investors, varying in different capitalizations and tenures. Below are some of the best Equity Funds by Motilal Oswal Asset Management Company:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Motilal Oswal Focussed 25 Fund | 11.52 | 13.27 | 25.35 | 1129.35 |
| Motilal Oswal Long Term Equity Fund | 11.2 | – | 19.11 | 1388.56 |
| Motilal Oswal Multicap 35 Fund | 10.32 | 16.2 | 27.92 | 13634.94 |
| Motilal Oswal Liquid Fund | – | – | 10.46 | 428.28 |
Motilal Oswal Debt Fund
Debt Funds are funds that invest majorly in bonds and debt instruments. Motilal Oswal AMC majorly invests in equities and equity related instruments and is less dedicated towards debt funds. However it offers a couple of Debt Funds for investors seeking safe preservation of their assets. Debt Funds by MOAMC are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Motilal Oswal Ultra Short Term Fund | 1.35 | 3.64 | 13.14 | 142.73 |
| Motilal Oswal Liquid Fund | – | – | 10.46 | 428.28 |
Hybrid Funds, as the term defines invest in a mix of shares and debt. Motilal Oswal AMC has a couple of funds that experiment with investments in equity derivatives, debt, money market instruments and units issued by Real Estate Investment Trust (REITs) and Infrastructure Investment Trust (IInvTs). It offers Hybrid Funds that are basically Aggressive or Equity Hybrid Funds because Motilal Oswal, as mentioned earlier, focusses more on equity investments. Hybrid Funds by MOAMC are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Motilal Oswal Dynamic Fund | 9.96 | – | 13.22 | 1433.32 |
| Motilal Oswal Equity Hybrid Fund | – | – | 11.45 | 255.07 |
How to Invest in Motilal Oswal Mutual Funds via Paisabazaar.com?
Step 1: On to Paisabazaar.com, select the ‘Mutual Fund’ option
Step 2: If you are a registered user, login onto the platform using your mobile number and password/OTP. Or create a new account.
Step 3: Choose ‘Invest’ > ‘Explore All Funds’ on the left side bar.
Step 4: Select the Motilal Oswal Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 5: Enter the amount you wish to invest, select the investment type – SIP or Lumpsum, and click on the ‘Confirm & add to cart’ option.
Step 6: You can complete the payment using net banking of major Indian banks.
The mutual fund units will be allotted to you within 5 working days. If you’re not KYC Compliant, you will need to complete your KYC before investing in mutual fund schemes.
How to Complete Your Mutual Fund eKYC
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. It has been made compulsory by the capital markets regulator SEBI (Securities and Exchange Board of India) for mutual fund investments in order to curb fraudulent activities.
The KYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Companies)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your Mutual Fund eKYC online, follow these steps, and you’ll be good to go:
Step 1: Visit the website of a fund house or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC process is done!
Documents Required for Mutual Fund Investment
Here is a list of official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
The mutual fund units will be allotted to you within 5 working days.
Fund Managers at Motilal Oswal Asset Management Company (MOAMC)
- Akash Singhania
He is the Senior Vice-President and Fund Manager at Motilal Oswal AMC. He manages Motilal Oswal MidCap 30 Fund directly and successfully navigates the volatility akin to midcap stocks. He has been managing assets for 11 years. Mr. Singhania completed his PGDM (MBA) Finance & Marketing from IIM Lucknow, Chartered Accountancy in Accounting & Auditing from ICAI & he is a qualified Company Secretary – Corporate Laws & Taxation from ICSI.
- Siddharth Bothra
With 13 years of experience in research and investments, Siddharth Bothra manages the Motilal oswal Focussed 25 Fund. He is also the senior Vice-President at Motilal Oswal Asset Management Company (MOAMC). He holds an honors degree of MBA (Post Graduate Program) from ISB (Indian School of Business, Hyderabad), MBA International Student Exchange NYU Stern School of Business (New York) and B.Com (Honors).
- Swapnil Mayekar
He is the Fund Manager at MOAMC and is also part of the product development team. His key area of expertise is quantitative analysis, creating customized indices, model testing and building research database. He is also the Fund Manager of the Index Funds launched by MOAMC. He has done his post-graduation in Commerce (Finance Management) from University of Mumbai.
- Niket Shah
Niket Shah is Fund Manager with 9 years of experience and looks after MO Midcap 30 Fund. He has been a part of Motilal Oswal Securities Limited as Head of Midcaps Research prior to joining at MOAMC. He has been a Research Analyst at Edelweiss Securities Ltd. and Religare Capital Markets. He has done his Master’s in Business Administration (MBA) in Finance from Welingkar Institute of Management studies.
- Abhiroop Mukherjee
He is designated as AVP & Fund Manager at MOAMC and heads Fixed Income Securities. He is the Fund Manager of Motilal Oswal Most 10 year Gilt Fund and Most Ultra Short Term Fund. Mr. Mukherjee brings with him over 6 years experience in Fixed Income Securities trading. Mr. Mukherjee is a PGPBF (Finance) from National Institute of Bank Management and B.Com (Honours) from Calcutta University.
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. AMC is an organisation which manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of the securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by total number of units issued. Since, the number of unit holders and valuation of securities change everyday, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.