Sundaram Mutual Funds are a range of products in equity, fixed income and liquid funds offered by Sundaram Asset Management Company (AMC). Sundaram AMC, jointly promoted by Sundaram Finance Ltd. and Stewart Newton Holdings (Mauritius) Limited provides mutual fund spaces and investment plans that cater to a range of risk, return and liquidity preferences.
Sunil Subramanium is the Managing Director (MD) who heads the team of fund managers who strive to hold the highest degree of ethics in all the business dealings. Equity and Debt have two Chief Investment Officers (CIOs)- Krishna Kumar S. and Dwijendra Srivastava who endeavor to bring in high mutual fund returns.
Table of Content:
Mutual Funds Offered by Sundaram Mutual Funds
Sundaram AMC claims to be the first to launch new themes of mutual fund schemes like Mid-cap, Capex, Leadership, Rural India and Micro cap series of funds. It takes an innovative approach in identifying ‘tomorrow’s winners’ in mid cap and small cap segment. For the fixed income funds, the emphasis is on the credit quality of the portfolio.
Sundaram Equity Mutual Fund
Equity Mutual Funds incepted by Sundaram AMC are one of the best investment plans for the long run. Equity Mutual Funds invest resources from varied investors into the shares or stocks owned by companies. These funds are ideal for investors who are willing to take moderate to high risks. Some of the Equity Mutual Funds by Sundaram AMC are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Sundaram Large and Midcap Fund | 12.81 | 13.39 | 36.94 | 665.12 |
| Sundaram Select Focus Fund | 13.66 | 10.32 | 191.11 | 1012.19 |
| Sundaram Diversified Equity Fund | 5.31 | 9.71 | 100.88 | 2794.45 |
| Sundaram Infrastructure Advantage Fund | 3.92 | 7.71 | 31.43 | 626.67 |
| Sundaram Financial Services Opportunities Fund | 12.12 | 13.11 | 45.27 | 177.72 |
Sundaram Debt Mutual Fund
Sundaram Debt Mutual Funds allocate the assets in a mix of debt instruments such as Treasury Bills, Government Securities, Corporate Bonds etc. Debt Funds are clearly the investment options with minimal risk involved. Given below are the 5 Best debt mutual funds by Sundaram AMC:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Sundaram Corporate Bond Fund | 7.31 | 9.33 | 28.12 | 610.62 |
| Sundaram Medium Term Bond Fund | 7.03 | 8.34 | 57.05 | 89.95 |
| Sundaram Money Fund | – | – | 10.9 | 204.15 |
| Sundaram Banking & PSU Debt Fund | 7.45 | 7.84 | 15.5 | 1013.26 |
| Sundaram Low Duration Fund | 3.61 | 5.5 | 13.59 | 1164.21 |
To learn more about What are Debt Funds, types, taxation and more, Click Here
Sundaram Hybrid Mutual Fund
Sundaram Hybrid Mutual Funds cater to the investors who can moderate risk and aims to obtain higher returns. These Mutual Funds structure a portfolio which has a balance between both equities and debts. Diversity in the asset allocation makes the risk moderately low. Few Hybrid Mutual Funds by Sundaram AMC are:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| Sundaram Equity Hybrid Fund | 9.58 | 10.03 | 97.01 | 1665.22 |
| Sundaram Debt Oriented Hybrid Fund | 3.54 | 7.4 | 19.61 | 63.27 |
| Sundaram Equity Savings Fund | – | – | 10.68 | 129.99 |
How to Invest in Sundaram Mutual Funds via Paisabazaar.com?
Step 1: On Paisabazaar.com, Select the ‘Mutual Fund’ option.
Step 3: If you are a registered user, login onto the platform using your mobile number and password/OTP. Or create a new account.
Step 4: Choose ‘Invest’ > ‘Explore All Funds’ on the left side bar.
Step 5: Select the Sundaram Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 6: Enter the amount you wish to invest, select the investment type – SIP or Lumpsum, and click on the ‘Confirm & add to cart’ option.
Step 7:You can complete the payment using net banking of major Indian banks.
The mutual fund units will be allotted to you within 5 working days. If you’re not KYC Compliant, you will need to complete your KYC before investing in mutual fund schemes.
How to Complete Your KYC Check for Sundaram Mutual Funds?
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. It has been made compulsory by the capital markets regulator SEBI (Securities and Exchange Board of India) for mutual fund investments in order to curb fraudulent activities.
If you’re a first time customer, you need to get your KYC Check before investing in Mutual Funds.
The Mutual Fund eKYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Companies)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your KYC online, follow these steps, and you’ll be good to go:
Step 1: Visit the website of Sundaram Mutual Fund or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC process is done!
Documents Required for Sundaram Mutual Fund Investment
Here is a list of official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
Fund Managers under Sundaram AMC
Krishnakumar. S
Krishnakumar is the Chief of Equity Investments at Sundaram AMC. He has been managing a plethora of Mutual Fund schemes in the same organisation with more than 20 years of experience. He is skilled at Finance & Portfolio Management which helps him monitor and take decisions strategically.
Rahul Baijal
Rahul works as the Senior Fund Manager for Equity in Sundaram Asset Management Pvt. Ltd. He has a professional track in the Indian public equity markets. He is also a trained Marketing and Equity research analyst. Baijal has an MBA in Finance, Marketing and Strategy from IIM (Calcutta) and B.E. Electronics (Delhi College of Engineering).
Bharath.S
An Equity Fund Manager at Sundaram AMC, Bharath.S manages funds like Sundaram Large and Midcap Fund, Sundaram Rural and Consumption Fund, Sundaram Infrastructure Advantage Fund etc. He is monitoring over $400M of assets in the Indian equities. He leads as a research head and coordinates between analysis and fund management.
Rahul Ranjan
Working as a Vice President of Investments in Sundaram Mutual Funds, Rahul Ranjan is a B.Sc Graduate and MBA in Finance. He has over 15 years of experience in the financial services sector in the same domain. Some of the funds managed by Ranjan are- Sundaram Diversified Equity Fund, Sundaram Multicap Fund etc.
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. Asset Management Company (AMC) is an organisation which manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of the securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by total number of units issued. Since, the number of unit holders and valuation of securities change everyday, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Read About: Costs Associated with Mutual Funds
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.