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UTI Mutual Fund is India’s oldest Mutual Fund house managing company since last 50 years and has been the sole vehicle of market capital and mutual fund investment for Indian citizens in the 90s. It has immensely contributed to industrial and capital growth in the Indian market overcoming economic turbulence and global turnarounds.
Mr. Imtaiyazur Rahman is the Director of UTI AMC (Asset Management Company) and the efficient management team brings in some of the best mutual funds for investors. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.
Funds Offered by UTI Asset Management Company
UTI AMC offer a wide portfolio of mutual fund types to suit the investors’ needs. UTI has thrived to be the ‘most preferred Mutual Fund’ by creating innovative investment plans and products to manage wealth efficiently with a global presence as well as being a socially responsible corporation for well-being of all.
Top 5 UTI Equity Funds
Equity Funds are those funds that mandatorily invest at least 65% of its assets in equities and equity-related instruments while the rest can be invested in bonds, certificate of deposits. gold and others. It offers all long term equity funds which is best suited for investors seeking to save tax or create wealth. These are high or moderately high risk plans.
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Below we share some of the best performing Equity Funds of UTI Asset Management Company:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| UTI Children’s Career Fund Investment Fund | 8.37 | 8.97 | 37.64 | 291.3 |
| UTI Equity Fund | 9.09 | 9.85 | 144.57 | 9486.27 |
| UTI Mastershare Fund | 8.6 | 9.62 | 125.64 | 6122.83 |
| UTI Nifty Index Fund | 11.26 | 9.21 | 75.77 | 1374.37 |
| UTI Banking and Financial Services Fund | 7.44 | 10.67 | 97.23 | 681.73 |
Top 5 UTI Debt Funds
Debt Funds invest a majority of its assets in sovereign securities, certificates of deposit (CDs), commercial papers, corporate bonds and various other debt and money market instruments. These are the funds best suited for Income generation and capital preservation, and the associated risks are low or moderately low. UTI AMC offers debt funds in all terms – short term, medium term and long term. Here are some of the high rated Debt Funds of UTI:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| UTI Gilt Fund | 8.82 | 10.5 | 45.3 | 510.49 |
| UTI Money Market Institutional Fund | 7.63 | 7.92 | 2199.67 | 7577.65 |
| UTI Credit Risk Fund | 4.03 | 6.88 | 16.8 | 4419.95 |
| UTI Liquid Cash Fund | 7.07 | 7.53 | 3172.36 | 43477.41 |
| UTI Medium Term Fund | 7.21 | – | 14.44 | 335.49 |
There are about 16 types of Debt Funds. Learn How to Select the Right Debt Fund for yourself
Top 5 UTI Hybrid Funds
Hybrid Funds offer a mix of plans that invest proportionately in debt and equities so as to cater to the needs of wealth creation as well income generation of different kinds of investors. Different Hybrid Funds are of various risk meters ranging from high to low and are usually of mid term to long term. Listing down some of the best Hybrid Funds by UTI Mutual Funds:
| Fund Name | 3 Year (%) | 5 Year (%) | NAV | Fund Size (Cr) |
| UTI Regular Savings Fund | 5.85 | 8.22 | 42.64 | 2561.29 |
| UTI Arbitrage Fund | 6.68 | 7.03 | 26.58 | 1713.36 |
| UTI Hybrid Equity Fund | 5.22 | 6.98 | 167.72 | 5680.26 |
| UTI Equity Savings Fund | – | – | 10.3 | 341.68 |
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How to Complete Your UTI Mutual Fund eKYC?
KYC (Know Your Customer) is a one-time customer identification process and a mandatory compliance requirement for investors who wish to invest in mutual funds. It has been made compulsory by the capital markets regulator SEBI (Securities and Exchange Board of India) for mutual fund investments in order to curb fraudulent activities.
The KYC Process can be initiated and completed with any of the following SEBI-registered intermediaries:
- The Fund House (Asset Management Companies)
- KYC Registration Agency (KRA) such as CAMS, Karvy, CSDL (Central Depository Services Limited) Ventures, NSDL (National Securities Depository Limited) and NSE-owned (National Stock Exchange) DotEx International Limited
To complete your Mutual Fund eKYC online, follow these steps, and you’ll be good to go:
Step 1: Visit the website of a fund house or any of the above-mentioned KRA’s website and create an investor account by filling in your personal details and your Aadhaar-linked mobile number so that you can verify the account using that OTP.
Step 2: Upload self-attested copies of your Identity Proof and Address Proof.
That’s all. Your eKYC process is done!
Documents Required for Mutual Fund Investment
Here is a list of official documents required to validate the identity and address of an investor:
1. Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving License
2. Address Proof
- Aadhar Card
- Driving License
- Passport
- Recent Utility Bill
- Rental/Lease Agreement
How to Invest in Mutual Funds via Paisabazaar.com?
Step 1: Go to Paisabazaar.com
Step 2: Select the ‘Mutual Fund’ option.
Step 3: If you are a registered user, login onto the platform using your mobile number and password/OTP. Or create a new account.
Step 4: Choose ‘Invest’ > ‘Explore All Funds’ on the left side bar.
Step 5: Select the UTI Mutual Fund of your choice. Now, all the details of the fund including NAV, risk level, etc. will appear.
Step 6: Enter the amount you wish to invest, select the investment type – SIP or Lumpsum, and click on the ‘Confirm & add to cart’ option.
Step 7: You can complete the payment using net banking of major Indian banks.
The mutual fund units will be allotted to you within 5 working days.
Fund Managers at UTI Asset Management Company
- Vetri Subramaniam
Backed up by 26 years of experience, Vetri Subramamiam is Group President and a part of senior management teams at UTI. He is the Head of Equities leading a team of around 17 analysts and fund managers and had his career stints at many reputed financial services companies, such as Invesco, Kotak Mahindra, etc. prior to UTI. He is an IIM Bangalore alumnus with a PG Diploma in Management.
- Amandeep Sigh Chopra
Mr. Amandeep Singh Chopra is a member of the senior management team at UTI MF. He is the Group President and Head of Fixed Income. His career has spanned over 25 years and has been associated with UTI since his career started, moving from research analysis to fund management. He is the winner of several awards in Best Debt Fund Manager category. He is a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI) and an MBA from Faculty of Management Studies, University of Delhi.
- Swati Kulkarni
She is the Executive Vice President and Fund Manager of Equities at UTI AMC. She has professional 27 years of experience out of which 26 years is with UTI. She has been recognized as one of the top 3 among India’s Best Fund Managers by Outlook in 2010. She is a Commerce Graduate and a distinguished rank holder in Masters in Financial Management from Narsee Monjee Institute of Management Studies, University of Mumbai. She holds CFA charter conferred by CFA Institute, USA and is also a Certified Associate of Indian Institute of Bankers (CAIIB – UTI).
- Sanjay Ramdas Dongre
He is Vice-President and Senior Fund Manager at UTI AMC and manages Equity Funds. He has moved on from Debt Analyst to Equity Research Analyst to Equity Fund Manager. His qualifications are B.E. from College of Engineering and PGDM from IIM, Calcutta.
- Sudhir Agarwal
Sudhir Agarwal holds the designation of Vice-President at UTI Asset Management Company and is the Fund Manager of Fixed Income. In his four years at UTI, he has managed several debt schemes. He holds the degree of PGDM and Masters in Commerce. He is a CFA Charter holder from The CFA Institute, USA.
Also Check: UTI SIP
Frequently Asked Questions
Q. What is an Asset Management Company (AMC)?
A. AMC is an organisation which manages the pooled funds from numerous investors and invests them in various financial securities to generate returns.
Q. What is Net Asset Value (NAV)?
A. Net Asset Value measures the performance of an individual mutual fund scheme of an AMC. In essence, it is the market valuation of the securities the fund has invested in. So, the NAV per unit is derived from dividing the total market value of all the invested securities by total number of units issued. Since, the number of unit holders and valuation of securities change everyday, the NAV of a mutual fund also changes accordingly.
Q. What is Expense Ratio?
A. Expense Ratio refers to a small amount of fee charged by Asset Management Companies annually to manage investors’ assets. It covers the operating and managing cost incurred by the AMC. It is a percentage of the total assets invested by the investor.
Q. What is Entry Load?
A. When an investor purchases units of a mutual fund scheme for the first time, s/he is charged a small amount of processing fee by the Asset Management Company which is known as an Entry Load.
Q. What is Exit Load?
A. When investors redeem their investment from a mutual fund scheme, s/he is charged a small amount of processing fee which is known as an Exit Load. It is also charged when investors choose to switch between different mutual fund schemes of a specific AMC.