Harmanjit was on top of the world when his student education loan came through. That was 2013, it was the year his dream to pursue a top-notch course at a renowned university had come through! All that stood between him and a promising career ahead was his last leg of education at the university. But […]
On 24th June, India’s third largest private sector bank launched EMV chip-based debit card Secure+ with enhanced security features to make cashless transactions even more secure. Secure+ comes at an annual cost of Rs 300 and offers such protective features as: Emergency assistance in case of loss of ticket and wallet; also covers […]
To make repayment easier, a few banks have started offering home loan overdraft facility. Let us understand this in more detail.
Kolkata-based microfinance company Bandhan Financial Services has got the Reserve Bank of India’s (RBI’s) approval for setting up a bank. Come 23 August 2015, and the company will officially launch its banking operations. Bandhan is one of the only two companies (the other being IDFC) to receive the RBI’s in- principle licence to open a […]
Making a foray into the mobile payments and shopping segment, India’s private lender HDFC Bank has launched PayZapp. Using this smartphone app, customers can carry out multiple activities, such as paying bills, transfering money, shopping and keeping a tab on their cards. HDFC has compiled a list of 15 online merchants since the launch and […]
With so many lending institutions in the fray, it can be confusing to choose the right lender. However, no matter whom you finally choose as your lender, knowing a few things before applying for the loan will help you secure a good deal. After all, every paisa saved is a step towards earning a rupee! […]
Gold holds a certain sentimental value for all Indians. For generations, gold has been the mainstay of our emergency funds. It is not just utilized as an ornament that adds to an individual’s charm, but is also an appreciating investment asset. People don’t stop at buying just ornaments, but gold coins, bars and biscuits too […]
Savings accounts are the safest form of investing money. Though they offer low interest rates, you have access to cash all the time. Identifying the need of diverse customer groups, banks have come up with different types of savings accounts. Regular Savings Account It majorly provides solution for day-to-day banking needs. Every citizen of India, […]
How you use a credit card greatly influences your financial present and future. Credit cards can either support you economically or drain you financially. This journey begins right at the time you start looking for a credit card. So when you make this first crucial step, ensure that it’s a step in the right direction. […]
If you have been scouting for a loan and have some gold with you, it’s time to junk the ‘unsecured’ personal loan route and opt for the fast-emerging gold route option. Many of us are very attached to our jewellery given the emotions entwined with the gold, a wedding gift, birthday or anniversary gift, among […]
