Why should you consider changing credit card due dates?
With multiple credit cards, it can be difficult to keep track of your due dates and you might miss the payments. Having all bills due at the same time can also be inconvenient for you. Though in the beginning, you do not get to set your own billing cycle, you can get it changed later by contacting your card issuer. We will talk about how you can change your credit card due date but before that let us understand how credit card billing cycle and due dates work.
Understanding Credit Card Terms and Conditions
The main reason why T&C is so ignored is that we don’t understand it and don’t want to put in the effort to decode a document full of financial jargons. So, here is a guide that will explain important parts of a credit card MITC (Most Important Terms & Conditions) in an easy and understandable manner.
How to Make your Dream Vacation Real with Credit Cards
Overspent on Diwali: Know how to come out of Debt
This Diwali saw record sales across various categories as a number of online shopping websites and retail stores offered deals and discounts. Banks and NBFCs also made Diwali shopping easier on our pockets by offering co-branded benefits, direct rebates and no-cost EMI options. Such festive season offers allowed a lot of people to purchase items…
How to Download Pre-filled ITR forms?
Income Tax Return (ITR) forms provide can be downloaded online from the e-filing website of the Income Tax Department. Alternately, if you are using ITR 1 (Sahaj), you have the option of filling out the form and filing the return online without having to download the form. In case you have to fill out your…
What to do when ITR is not processed by the Income Tax Department?
After you have filed and verified your ITR, the next step is to wait for the intimation that the ITR has been processed. ITR processing involves checking the TDS claimed by you with Form 26AS, tax and interest calculation and other arithmetic calculations. Generally, ITR is processed within 30-45 days from the date of ITR…
What is HUF? How to Save Tax via HUF?
Forming an HUF or a Hindu Undivided Family is one of the effective and legal ways of tax saving. Let’s understand what is an HUF, how is it formed and how can you save tax by forming an HUF through this article. Table of Contents : What is an HUF? How can you save tax…
Best Credit Cards for Defence Personnel
SBI Elite Credit Card Review
SBI Elite Credit Card stays true to its name by offering some of the best rewards along with benefits on travel and movies. Complimentary memberships and milestone privileges make it even better for the user. Here is SBI Elite Credit Card review in detail.