With multiple credit cards, it can be difficult to keep track of your due dates and you might miss the payments. Having all bills due at the same time can also be inconvenient for you. Though in the beginning, you do not get to set your own billing cycle, you can get it changed later by contacting your card issuer. We will talk about how you can change your credit card due date but before that let us understand how credit card billing cycle and due dates work.

The main reason why T&C is so ignored is that we don’t understand it and don’t want to put in the effort to decode a document full of financial jargons. So, here is a guide that will explain important parts of a credit card MITC (Most Important Terms & Conditions) in an easy and understandable manner.

This Diwali saw record sales across various categories as a number of online shopping websites and retail stores offered deals and discounts. Banks and NBFCs also made Diwali shopping easier on our pockets by offering co-branded benefits, direct rebates and no-cost EMI options. Such festive season offers allowed a lot of people to purchase items…