Credit card is a great addition to your wallet, but only when you responsibly manage all your credit card accounts. Spending more than what you can afford to pay back can pull you into a debt trap and drop your credit score. And when you are stuck in a huge credit card debt, coming out…
We are continuously moving towards a future that is more technology driven, a future that is paperless and cashless. New methods of shopping like credit cards, debit cards, internet banking and online wallets are both convenient and environment friendly. The latest upgrades have come in the form of contactless credit card and virtual credit card….
Student credit cards are quite popular in the western countries but it is a fairly new concept in India. Only a few banks such as SBI and ICICI Bank offer student credit cards on various terms and conditions to students above the age of 18 years. Even the parents in India dread the thought of…
Looking to apply for an education loan? This year onwards, you have to do this online through Vidya Lakshmi- a government run portal for students who seek education loans for studies in India and abroad. The website is maintained by NSDL e-Governance and operates under the guidance of the Finance Ministry, Indian Banks Association and…
We live in a world that is more connected over mobile phones and chats than human connections. From getting a cab to buying furniture, everything can be done online. The pace at which e-commerce is growing globally is mind-boggling. India’s internet economy is majorly backed by e-commerce and as per IBEF 2017 reports internet penetration…
Having multiple credit cards is normal. People keep separate cards for different purposes such as for shopping, traveling, dining, entertainment, etc. But keeping more than one card can have tremendous impact on your financial well-being. The impact can be negative as well as positive. Before toting with multiple credit cards, one must determine how many…
