Link PAN Card with EPF Account

Employees’ Provident Fund Organisation has made it simpler for people to link their PAN card with EPF account. Updating your KYC details is crucial to make online claims. In order to process your claims in a hassle-free manner, you have to update your PAN with UAN (Universal Account Number).

How to link PAN Card with EPF Account Online

To link your PAN Card with EPF Account Online, follow the steps mentioned below:

Step 1: Go to the official website of EPFO UAN member e-Seva

Step 2: Now, enter your credentials i.e. UAN and password

Step 3: Enter the Captcha Code and Click on ‘Sign-in’ Button

Step 4: Now, from the main menu find the ‘Manage’ option and click on ‘KYC’

Step 5: You will be redirected to a new page to ‘Add KYC’ where you can find the list of documents under ‘Document Type’

Step 6: You need to select PAN. Enter your PAN Number and the name printed on PAN

Step 7: Click on ‘Save’ button

Note: In case the name on your PAN Card and the Number matches as per the database of the Income Tax Department, your PAN will be automatically verified. Moreover, your PAN will be seeded with EPF Account online and it will reflect on the website’s homepage under the section i.e. ‘Member Profile’ table.

Read More Link Aadhaar to UAN and Get EPF Claim in 5 Days

How to Link PAN Card with EPF Account Offline

Linking PAN Card with EPF offline is a very simple process. Follow the steps mentioned below to link PAN Card with EPF account offline:

Step 1: Visit the nearest EPFO branch and ask for EPF-PAN linking form

Step 2: Carefully fill your PAN Number and UAN Number in the form and other details such as your name, etc.

Step 3: You need to submit the application form along with the self-attested copy of your PAN Card and UAN

Step 4: Once the verification is done, your PAN will be seeded with EPF account

Step 5: You will be notified about the status of linking of your PAN with EPF account on your registered mobile number and email ID

FAQs on Linking PAN with EPF Account

Q. How can I claim my pf amount (above 50k) when the name in the PAN card is not matching with the name in the pf account?

Ans. In case the name on your PAN account does not match with the PF account, you will not be able to claim your PF amount irrespective of the amount. However, you need to get your name rectified on the PF account to avail of any of the services.

Q. Can I withdraw PF money without linking PAN?

Ans. If you want to withdraw PF money without linking PAN, the TDS will be deducted from the PF amount if the amount is more than Rs. 50,000.

Q. Will there be a problem with linking PAN and EPF if there is a mismatch in the name?

Ans. Yes, if there’s a mismatch in the name, there will be a problem with linking PAN and EPF as the system will not accept the KYC details that are uploaded. Moreover, this will lead to failure in claiming the PF amount as well.

Q. What should I do if the PAN verification fails?

Ans. If the PAN verification fails, you need to recheck your name printed on the PAN Card and mention it in your UAN account. However , if there are any discrepancies in the documents submitted they must be corrected. In case, all details are correctly submitted and your KYC also updates, you can write your complaint at https://epfigms.gov.in/Grievance/GrievanceMaster.

Q. How can I link my Aadhaar Card with the PF account?

Ans. You can link your Aadhaar Card with the PF account by visiting the official EPF portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/. However, to know the process in detail, click here.

Q. How can I link my EPF PAN without an employer?

Ans. To link your EPF PAN without an employer, you can use the facility of e-KYC facility on the EPFO portal as in this process, the employer is not involved.

Q. What is the problem if PAN is not linked with EPF?

Ans. In case your PAN is not linked to EPF, your TDS will be deducted if you draw the PF amount exceeding Rs. 50,000.

Your PAN is an important document when it comes to saving taxes on your EPF withdrawals. As per current rules, TDS is deducted on withdrawals if the collective service period is of less than 5 years. However, if your balance is below Rs 50,000, no TDS is deducted from the employee.

In case the employee has linked his PAN card with EPF account, TDS is deducted at a rate of 10% whereas TDS deducted reaches at 34.608% in case the employee has not linked his PAN card with EPF account.