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Disclaimer: AU Small Finance Bank is not a Paisabazaar partner for personal loan and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to AU Small Finance Bank for personal loans. No offers/services from AU Small Finance Bank are being provided by Paisabazaar for personal loans. For further information about AU Small Finance Bank for personal loans, users are required to reach out directly to AU Small Finance Bank .
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AU Small Finance Bank Personal Loan Highlights |
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| Interest rates | Up to 30% p.a. |
| Loan amount | From Rs 25,000 to Rs 10 lakh |
| Loan tenure | 1 to 5 years |
| Minimum age | 23 years |
| Processing fee | Up to 4% of the loan amount + applicable taxes |
Note: Interest rates as of 13th November 2024
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AU Small Finance Bank Personal Loan Interest Rates
AU Small Finance Bank personal loan interest rate can go up to 30% p.a. However the lender has not disclosed the lower limit of interest rate.
Compare AU Small Finance Bank Personal Loan VS Other Lenders
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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Fees and Charges of AU Small Finance Bank
Processing fee and documentation charges
| Processing fee | Up to 4% of the loan amount + applicable taxes |
| Documentation charges | No charges |
Foreclosure charges/pre-payment charges
| Foreclosure charges | 5% of the outstanding loan (if paid before 12 months)
3% of the outstanding loan (if paid after 12 months ) |
| Part foreclosure | Not allowed |
Other fees and charges
| Collection charges | Rs 600 per visit |
| Stamping Charges | As per the State’s Stamp Act |
| Overdue interest | 3% per month on outstanding amount |
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EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Eligibility Criteria for AU Small Finance Bank Personal Loan
- Indian resident
- Minimum age 23 years
- Maximum age 60 years (at loan maturity)
In addition to the above-mentioned eligibility criteria, AU Small Finance Bank may also consider the credit score, occupation profile, employer’s profile, etc of its personal loan applicants, as used by many lenders for assessing the personal loan eligibility of their applicants.
Documents Required for AU Small Finance Bank Personal Loan
The personal loan documents of AU Small Finance Bank are minimal. Applicants should have their adhaar card linked to their mobile number to ensure quick disbursal of loan amount.
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