Disclaimer: Bhanix Finance and Investment Limited (CASHe) is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Bhanix Finance and Investment Limited (CASHe) for personal loans. No offers/services from Bhanix Finance and Investment Limited (CASHe) are being provided by Paisabazaar for personal loans. For further information about Bhanix Finance and Investment Limited (CASHe) for personal loans, users are required to reach out directly to Bhanix Finance and Investment Limited (CASHe).
Bhanix Finance and Investment Limited (CASHe) Personal Loan Highlights | |
Interest rate | 2.25% per month onwards |
Loan amount | Rs 1,000 to Rs 4 Lakhs |
Tenure | 3 months, 6 months, 9 months, 1 year, 1.5 years |
Processing fee | 0-15% |
Processing Time | 10 minutes |
Note: Rates as of 27th November 2024
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Table of Contents
Bhanix Finance and Investment Limited Personal Loan Interest Rates
LOAN TENURE OPTIONS | RATE OF INTEREST |
For 90 days | 2.50% per month |
For 180 days | 2.40% per month |
For 270 days | 2.25% per month |
For 360 days | 2.25% per month |
For 540 days | 2.25% per month |
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Comparison of Bhanix Finance and Investment Limited (CASHe) Personal Loan VS Other Lenders
A comparison of the key features of a personal loan from Bhanix Finance and Investment Limited with other top online lenders in India is given below:
Banks/NBFCs | Interest Rates(p.a.) | |
Axis Bank | 11.25% onwards | Apply Now |
IndusInd Bank | 10.49% onwards | Apply Now |
IDFC First Bank | 10.99% onwards | Apply Now |
HDFC Bank | 10.85% onwards | Apply Now |
ICICI Bank | 10.85% onwards | Apply Now |
Kotak Mahindra Bank | 10.99% onwards | Apply Now |
Tata Capital | 11.99% onwards | Apply Now |
Federal Bank | 12.00% onwards | Apply Now |
DMI Finance | 12.00% - 40.00% | Apply Now |
L&T Finance | 12.00% onwards | Apply Now |
Kreditbee | 16.00% - 29.95% | Apply Now |
MoneyTap | 13.00% onwards | Apply Now |
Piramal Finance | 12.99% onwards | Apply Now |
Aditya Birla | 10.99% onwards | Apply Now |
Moneyview | 14%-36% | Apply Now |
Cashe | 27.00% onwards | Apply Now |
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Processing Fees and Charges
Processing fees
PERSONAL LOAN TENURE | PROCESSING FEE |
For 90 days | Rs 1,000 or 3% of loan amount, whichever is higher |
For 180 days | Rs 1,200 or 2% on the loan amount (whichever is higher) |
For 270 days | Rs 1,200 or 2% on the loan amount (whichever is higher) |
For 360 days | Rs 1,200 or 2% of the principal amount (whichever is higher) |
For 540 days | Rs 1,000 or 3% of the principal amount (whichever is higher) |
Bhanix Finance and Investment Limited (CASHe) Personal Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Eligibility Criteria for Bhanix Finance and Investment Limited (CASHe) Personal Loan
- Employment type: Salaried
- Minimum net monthly income: Rs 12,000.
- Bank statement should reflect monthly salary credit
Documents Required for Availing Bhanix Finance and Investment Limited (CASHe) Personal Loan
The personal loan documents required for availing Bhanix Finance and Investment Limited personal loan are as follows:
- Upload your clear picture
- PAN Card
- Income proof: Latest salary slip
- Permanent address proof: Aadhar Card/Passport/Driving License/Voter ID/Utility bills, i.e., electricity, telephone, gas bill (not more than 2 months old
- Latest bank statement showing salary credit alongwith your bank name, account number, your name and IFSC code
- Documents should be self-attested as per KYC norms
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FAQs
1. Is CASHe a bank or an NBFC?
Ans. CASHe is neither a bank nor a NBFC as it is powered by Bhanix Finance and Investment Ltd., which is an RBI registered NBFC.
2. Is it possible to shift the loan tenure after taking a loan?
Ans. Yes, you can shift the loan tenure from 90 to 180 to 270 to 360 days to 1.5 years (540 days) as soon as you clear all outstanding of your previous loan.