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CASHe Personal Loan EMI Calculator will help you to find out your Personal Loan EMI and interest cost based on your loan amount, tenure and interest rate. It will help you to choose your loan amount and loan tenure based on your repayment capacity.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Personal Loan at Attractive Interest Rates Apply Now
Personal Loan Interest Rate Comparison of different Banks
| Banks/NBFCs | Interest Rates(p.a.) | |
| HDFC Bank | 10.85% onwards | Apply Now |
| Axis Bank | 11.25% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
CASHe Personal Loan EMI Calculation
The following below shows various possible CASHe personal loan EMI payable for different combinations of loan amount, tenure and interest rate:
| Loan principal @ interest | Tenure | ||
| 6 months | 12 months | 18 months | |
| Rs. 1 lakh @ 33% | Rs. 18,307 | Rs. 9,897 | Rs. 7,118 |
| Rs. 2 lakh @ 34% | Rs. 36,716 | Rs. 19,893 | Rs. 14,338 |
| Rs. 3 lakh @ 35% | Rs. 55,226 | Rs. 29,989 | Rs. 21,659 |
| Rs. 4 lakh @ 36% | Rs. 73,839 | Rs. 40,185 | Rs. 29,083 |
Factors Affecting CASHe Personal Loan EMI
Some key factors which affect CASHe personal loan EMIs are discussed below:
- Loan Amount: Loan amount/ principal is the amount of money that you borrow from the lender. Generally, the EMI payout increases with an increase in the loan amount and vice versa.
- Interest Rate: It refers to the rate of interest at which the loan is offered by the lender. Usually a higher interest rate results in higher EMI payouts.
- Loan Tenure: It is the period over which a loan can be repaid. Usually a longer repayment tenure results in lower EMI payouts. However, it increases the total interest payout of the loan.
- Interest Calculation Method: The method of interest calculation adopted by the lender affects the EMI payable on your personal loan. EMIs computed using the reducing balance method are slightly lower than those computed using the flat rate method, provided other loan parameters remain the same.
FAQs
Q1. Which method of interest calculation does CASHe use to compute the interest payable on its personal loans?
CASHe makes use of the reducing balance method to calculate the interest payable on its personal loans.
Q2. How many EMIs will I have to pay in order to repay my personal loan from CASHe?
CASHe personal loans come with a repayment tenure ranging between 3 to 18 months which borrowers can choose as per their own convenience. Therefore, you can repay your CASHe personal loan in maximum of 18 EMIs.
Q3. Can I pay my EMIs in cash or through cheque?
No. CASHe personal loan EMIs cannot be paid in cash or through cheque.
Q4. What are the acceptable repayment modes?
You can pay your CASHe personal loan EMIs through UPI/NEFT/IMPS only.