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Home Credit offers personal loans of up to Rs. 2.4 lakh to meet various personal finance requirements like marriage/family function, home renovation, vacation, higher education, consumer durable/household item, etc. With features like minimum documentation and instant online approval, Home Credit personal loan can be availed immediately in case of a financial emergency.
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How to Register for Home Credit personal loan Mobile App?
Home Credit personal loan mobile App is available for android users and helps you apply for a loan, check loan status, know your offers, etc. anytime and anywhere. Here is how you can download the app and register yourself to avail various services:
- Once you have downloaded and started up the App, you can click on ‘Register’ to initiate the registration process as shown below:
- On the subsequent page, enter your first name and mobile number then click on ‘Send OTP’
- Next, enter the 6 digit OTP sent to your mobile number and click on ‘Verify’
- Once the OTP is verified, you will be asked to set a 4 digit PIN for app login authentication.
- Once you set the pin, you will be able to access the app anytime, anywhere using the internet connection of your phone.
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How to Login to Home Credit Personal Loan App?
Currently, Home Credit primarily uses its Andoid App to connect with its customers. If you have already registered on the Home Credit App and wish to login to know about new personal loan offers or your existing personal loan, follow the below mentioned steps:
- Login using the 4 digit PIN that you have set at the time of registration
- Once you are logged in, you will see the available Home Credit personal loan offers on the home screen. Additionally, below that you will be able to see the active loan options from Home Credit (if any):
- Alternately, you can check the drop down menu by tapping the button on the top left corner of the home screen and then click on the ‘My Loans’ link to check the status of your current Home Credit loans.
E- Services Available on Home Credit Personal Loan Mobile App
- Access your account details 24×7: Account details like payment history and download/loan summary/email repayment statement, etc. can be easily accessed
- Update your contact details: With Home Credit mobile app, you can update your email ID and mobile number
- Pay your EMIs online: You can conveniently pay your EMIs online with the help of the Home Credit App
- Avail exciting offers: If you are planning to take a loan, you can explore various loan offers using the Home Credit App
Important Aspects
Some important things to keep in mind when using the Home Credit Personal Loan App are as follows:
- Avoid downloading the Home Credit app from Google Store. Make sure to download the app only though the link available on the official website of Home Credit
- Download the updated app of Home Credit personal loan
- While setting the PIN, make sure that you set a strong PIN and ensure that you change it at regular intervals
- Do not share your PIN with anyone
- Do not use public Wi-Fi while logging into the app
- Do not forget to sign out every time you finish using the app
- Do not download un-verified apps in the phone you are using to access your banking information
FAQs
Q1. How do I get in touch with Home Credit?
Home Credit allows you to contact their customer service department using the following three options:
- You can call on (+91)-124-662–8888
- You can send an email to care@homecredit.co.in
- You can fill out the online complaint form on the Home Credit website
Q2. Can I apply for multiple loans from Home Credit app?
No, you can apply only one loan at a time from Home Credit app. However, if you need more funds, you can apply for another loan after 90 days.
Q3. How can I apply for Home Credit Personal Loan?
You can apply for Home Credit Personal Loan by either through paisabazaar.com or by downloading the Home Credit personal loan app.
Q4. What is the maximum personal loan amount that I can avail from Home Credit?
The maximum personal loan amount that you can avail from Home Credit is 2.4 lakh.
Q5. How do I pay Home Credit Personal Loan EMI?
You can pay Home Credit Personal Loan EMI through the mobile app.