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Personal Loan Interest Rates of Top Banks/NBFCs in Hyderabad
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | Up to 28% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.70% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
Note: Rates as of 27th November 2024
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EMI Calculator
EMI Calculator
₹
%
Year(s)
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Personal Loan Features
- Interest rates usually offered @ 10.49% p.a. onwards
- Loan Amount of up to Rs 40 lakh
- Tenure is generally up to 5 years; some Banks/NBFCs may lend for tenures up to 7 years
- Instant loan disbursal offered to personal loan applicants by a few lenders
- Pre-approved personal loans provided to select customers
- Processing charges are mostly up to 4% of loan amount
- No end usage restriction except for speculative purposes
- No collateral security
Income Requirements for Personal Loan in Hyderabad
Salaried applicants should have a minimum monthly income of Rs 15,000. However, it can be higher for a few Banks/NBFCs
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Eligibility for Personal Loan in Hyderabad
- Indian Resident
- Minimum age: 21 years; Maximum age: 60 years when loan matures
- The applicant should be salaried, employees of public and private sector companies, employees of State/Central/Local Government, self-employed professionals and self-employed non-professionals
- Credit scores of usually 750 and above can increase the possibility of availing personal loan
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Documents Required for Personal Loan in Hyderabad
- Application form with photographs attached
- ID Proof- PAN Card/Aadhaar Card/Voter ID/Passport/Driving License
- Address Proof- Voter ID/Aadhar Card/copy of ration card/gas connection bills/ electricity bills/Passport/ Driving License
- Age Proof- Aadhar Card/Birth Certificate/SSC Certificate/Voter ID/PAN Card
- Salary slips/salary certificates for last 3 months
- Bank account statement for past 6 months
- Form 16/Income Tax Returns for last 3 years