हिंदी में पढ़े
| MoneyWide Personal Loan Highlights |
|
| Interest rate | Personal Loan: 18%-26% p.a. |
| New to Credit Personal Loan: 30% to 35% p.a. | |
| Loan amount |
|
| Repayment tenure | Up to 3 years for Instant Personal Loan and Up to 1 year for New to Credit Personal Loan |
| Processing fee | Up to 4% of loan sanctioned amount |
| Foreclosure Charges | 4% |
Note: Interest rates as of 2nd Jan 2025
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Table of Contents
MoneyWide Personal Loan Interest Rate
| Types of Personal Loan | Interest Rate (p.a.) |
| Instant Personal Loan | 18% to 26% |
| New Credit Personal Loan | 30% to 35% |
The final personal loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the personal loan applicant.
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Compare Personal Loan Interest Rates of Different Lenders
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | Up to 28% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.70% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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Fees and Charges of MoneyWide Personal Loan
Processing Charges
| Instant personal loan | 3.75% of the loan amount + applicable charges |
| New to credit personal loan | 4% of the loan amount + applicable charges |
Part payment/Foreclosure Charges
| Part payment charges | Up to 4% of the prepaid amount after 1st EMI |
| Foreclosure charges | Up to 4% of the outstanding amount after 1st EMI |
Types of MoneyWide Personal Loan
Instant Personal Loan
- Purpose: An instant personal loan can be used for diverse financial needs such as wedding expenses, travel expenses, etc. It is disbursed within 24 hours digitally with paperless procedure.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: Up to 3 years
New Credit Personal Loan
- Purpose: It is a personal loan for borrowers with 0 or -1 credit score. New Credit Personal Loan can be availed to fulfill any financial purpose, except speculation.
- Loan Amount: Rs 20,000 to Rs 1 lakh
- Repayment Tenure: 3 months to 1 year
Travel Loan
- Purpose: It is a personal loan for holidays that can be used for bearing expenses related to traveling.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: 3 months to 3 years
Personal Loan for Home Renovation
- Purpose: A personal loan for home renovation can be used for repairs and renovation of an existing house.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: 3 months to 3 years
Personal Loan for Marriage
- Purpose: A personal loan for marriage can be used for bearing wedding related expenses.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: 3 months to 3 years
Personal Loan without Documents
- Purpose: Borrowers can avail instant personal loans without documents that fulfill various personal or business needs.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: 3 months to 3 years
Personal Loan on Aadhar Card
- Purpose: A personal loan on aadhar card is an unsecured loan that borrowers can avail to fulfill any kind of financial need except speculation.
- Loan Amount: Up to Rs 3 lakh
- Repayment Tenure: 3 months to 3 years
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MoneyWide Personal Loan Eligibility Criteria
- Age: 21 to 55 years
- Net Monthly Income: Rs 25,000
- Current Work Experience: Minimum 2 months or above
- Total Work Experience: Minimum 2 years
- Credit Score: 675 or above
Also read: What is the personal loan eligibility criteria of top banks/NBFCs?
MoneyWide Personal Loan Documents Required
MoneyWide has not stated the documents required for availing personal loans. However some common documents required for availing personal loan are as follows:
Some common personal loan documents required by most lenders are mentioned below:
- Application form with photograph
- Identity Proof documents: Adhaar card/Voter ID/PAN Card/ Passport/Driving License
- Age Proof Documents: Adhaar Card/Birth Certificate/Voter ID/PAN Card/SSC Certificate
- Salary slips of last 3 months
- Bank account statements of last 6 months
- Form 16/Income tax return for 3 years
Note: Along with the above-mentioned documents, lenders may also ask for additional documents based on the customer’s profile.
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