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Personal Loan Interest Rates of Top Banks/NBFCs in Delhi NCR
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | Up to 28% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.70% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
Note: Rates as of 27th November 2024
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EMI Calculator
EMI Calculator
₹
%
Year(s)
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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Personal Loan Features
- Personal loan interest rates in Delhi NCR start @ 10.49% p.a.
- Loan amount is offered up to Rs 40 lakh
- Tenure usually ranges up to 5 years, with some lenders offering tenures of up to 7 years
- Processing Fee is usually charged up to 4% of loan amount
- Pre-approved personal loans are offered by some banks and NBFCs to their select customers having good credit profile
- Some lenders also offer personal loans with instant disbursal to their pre-approved personal loan applicants
- Individuals can also apply for personal loans through online instant personal loan apps for quick approval and immediate disbursal
- No collateral security is required
- Can be used for any personal purpose other than speculative purposes
Income Requirements for Personal Loan in Delhi NCR
Salaried Applicants: Minimum Rs 15,000 per month can be higher for some lenders
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Eligibility for Personal Loan in Delhi NCR
- Resident Indian
- Age at least 21 years at the time of loan application
- Job Profile: Employees of Public/Private sector companies, salaried doctors, self-employed professionals/self-employed non-professionals, employees of State/Central/Local Government
- Credit score: 750 and above to increase the chances of availing personal loan
Documents Required for Personal Loan Application
- Completely filled application form
- ID Proof- Aadhaar Card/PAN Card/ Passport/ Voter ID/Driving License
- Address Proof- Aadhar Card/Voter ID/Driving License/Passport/copy of ration card /electricity bills/gas connection bills
- Age Proof- Birth Certificate/SSC Certificate/ Aadhar Card/PAN Card /Voter ID
- Income Tax Returns for past 3 years/Form 16
- Salary slips for last 3 months
- Bank account statement for last 6 months
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