हिंदी में पढ़े
Disclaimer: Punjab National Bank is not a Paisabazaar partner for personal loans and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Punjab National Bank for personal loans. No offers/services from Punjab National Bank are being provided by Paisabazaar for personal loans. For further information about Punjab National Bank for personal loans, users are required to reach out directly to Punjab National Bank.
| Punjab National Bank Marriage Loan | |
| Interest Rates | Floating rates- 11.40% – 16.95% p.a. |
| Fixed rates- 11.40%-17.95% p.a. | |
| Tenure | Up to 7 years |
| Up to 5 years (for pensioners) | |
| Loan Amount | Up to Rs 20 lakh |
| Prepayment Charges | NIL |
| Foreclosure Charges | NIL |
| Processing Fees | Up to 1% |
Note: Rates as of 21 November 2024
PNB offers special personal loan schemes for government employees, self-employed individuals, pensioners and other consumer categories. The bank has also introduced a special PNB personal loan scheme for doctors (PNB Doctor’s Delight) to meet their professional and personal requirements. Thus, eligibility conditions, interest rates and fees & charges of various PNB Personal Loan schemes can differ depending on the credit profile of the loan applicant.
Summary of Punjab National Bank Personal Loan Interest Rates
The PNB personal loan interest rates start from 10.40% p.a. on the basis of the CIC score and occupation profile of the loan applicants.
Floating Interest Rates
| Particulars | Interest Rates (p.a.) |
| For Salaried applicants | 11.40%-16.95% p.a. |
| For Self-employed Professionals | 12.75%-13.75% p.a. |
| For Pensioners | 11.75% p.a. |
| For Doctors – PNB Doctor’s Delight | 10.40%-11.40% p.a. |
Fixed Interest Rates
| Particulars | Interest Rates (p.a.) |
| For Salaried applicants | 12.40%-17.95% |
| For Self-employed Professionals | 13.75%-14.75% |
| For Pensioners | 12.75% |
| For Doctors – PNB Doctor’s Delight | 11.40%-12.40% |
Comparison of Personal Loan Interest Rates offered by Various Lenders
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | 12.00% - 40.00% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.99% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
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Summary of Processing Fees & Charges
The bank does not charge any prepayment and foreclosure fees on all its personal loan schemes offered to doctor, government employees, self-employed, pensioners and other consumer categories
| Processing Charges | Public: 1.00% of loan amount |
| Defense Personals: NIL | |
| Doctors: 0.90% of loan amount | |
| Pensioners: NIL | |
| Documentation Charges | Public: Up to Rs 450 |
| Defense Personals- NIL | |
| Doctors: Up to Rs 450 | |
| Pensioners: Rs 500 | |
| Pre-payment Charges | NIL |
FAQs
Q. How much loan amount can I avail from Punjab National Bank?
| Minimum | Rs. 50,000 | |
| Maximum | For all borrowers: | Rs. 4 lakh or 20 times monthly net salary whichever is lower |
| For those Salaried persons having completed service of 3 years in the present organization | Rs. 5 lakh or 20 times monthly net salary whichever is lower | |
| For employees drawing salary through our bank and completed 3 years of service in the present organization | Max. Rs.10 lakh or 20 times of Net monthly salary for loan upto Rs.5 lakh and 15 times of Net monthly salary for loan above Rs.5 lakh and upto Rs.10 lakh | |
Q. How do I get in touch with Punjab National Bank?
- You can call on 1800-180-2222 or 1800-103-2222
- You can send an email at care@pnb.co.in
Q. How can I apply for Punjab National Bank Marriage Loan offline?
Ans. You can visit the nearest branch of Punjab National Bank to apply for a loan offline.