RattanIndia Finance Limited Personal Loan can be availed to deal with various personal purposes like a wedding, home renovation, medical emergency, vacation, purchasing gadgets, etc. The skilled team of financial experts of RattanIndia Finance Limited offer insant evaluation of documents, quick loan approval and fast disbursal of loan amount within a few hours.
Features of RattanIndia Finance Limited Personal Loan
Some of the prime features of RattanIndia Finance Limited Personal Loan are:
- Loan amount: RattanIndia Finance Limited offers a personal loan of upto Rs. 25 lakh to fulfil all your personal needs and dreams.
- Instant approval: When you fill the form of RattanIndia Finance Limited personal loan, you get an instant soft approval within 5 minutes.
- Quick disbursal: Once your personal loan application is approved, the amount is disbursed to your account within a few hours.
- Flexible tenure: The tenure for RattanIndia Finance Limited personal loan goes upto 72 months and offers a convenient repayment.
- Minimal documentation: Saving your time and effort, the RattanIndia Finance Limited has kept the documentation process to avail a personal loan minimum.
- Easy account management: You can access your loan account online from anytime anywhere.
- No hidden charges: All the terms and condition of RattanIndia Finance Limited personal loan ate transparently kept in front of you.
- Interest rate and processing fee: Along with an attractive interest rate, a nominal processing fee of upto 2% of the loan amount is charged.
Comparison of Personal Loan Interest Rates offered by Various Banks/NBFCs
| Banks/NBFCs | Interest Rates(p.a.) | |
| Axis Bank | 11.25% onwards | Apply Now |
| IndusInd Bank | 10.49% onwards | Apply Now |
| IDFC First Bank | 10.99% onwards | Apply Now |
| HDFC Bank | 10.85% onwards | Apply Now |
| ICICI Bank | 10.85% onwards | Apply Now |
| Kotak Mahindra Bank | 10.99% onwards | Apply Now |
| Tata Capital | 11.99% onwards | Apply Now |
| Federal Bank | 12.00% onwards | Apply Now |
| DMI Finance | Up to 28% | Apply Now |
| L&T Finance | 12.00% onwards | Apply Now |
| Kreditbee | 16.00% - 29.95% | Apply Now |
| MoneyTap | 13.00% onwards | Apply Now |
| Piramal Finance | 12.70% onwards | Apply Now |
| Aditya Birla | 10.99% onwards | Apply Now |
| Moneyview | 14%-36% | Apply Now |
| Cashe | 27.00% onwards | Apply Now |
Personal Loan at Attractive Interest Rates Apply Now
Eligibility Criteria to Avail RattanIndia Finance Limited Personal Loan
The eligibility criteria to avail RattanIndia Finance Limited personal loan are given below:
- The applicant is required to have good repayment record of making timely requirements existent on past and existing loans, credit cards payments according to months and instalments of loans.
- For every salaried applicant borrower must have performed long term employment for current organisation.
- For the self-employed individuals, the eligibility criteria include the continuity of business for at least a couple of years.
- The age eligibility criteria are specified starting from 23 up to the 60 years for the salaried and self-employed eligibility limits stretch from 28 years up to 65 years.
Also Know: Which bank is best for personal loan for salaried employees?
Documents Required
The following documents are required to be submitted in order to avail RattanIndia Finance Limited personal loan:
- Identity proofs consist of submission of Aadhar card, Voter ID, PAN Card, Driving license, Passport.
- Address proofs which are mandatory include Aadhar card, Registered Rent Agreement, Utility bills, Passports etc.
- Income documents that are compulsory for the salaried employees are the last 3 months salary slips along with the statements of bank reflecting credit over salary.
- The income documents are necessary for the self-employed professionals and include last 2 years of returns on tax over income along with a 6-month statement of bank.
- The additional documents that are required to be submitted in the form of loan application along with some passport size photographs.
Customer Care of RattanIndia Finance Limited
If you have any doubts or queries regarding your personal loan application process, you can contact RattanIndia Finance Limited through following mediums:
- Call at 186-0258-1000
- Email at wecare@rattanindia.in
- Contact Mr. Ram Kumar (Grievance Redressal Officer) at 011-46611666, 011-46611205 or ramkumar3@rattanindia.com
- You can also visit the official website of RattanIndia Finance Limited and can leave your message there.
Frequently Asked Questions
1. What would be the tenure to avail RattanIndia Finance Limited personal loans?
Ans: RattanIndia finance has a very wide and flexible range of tenure ranging from 12 to 72 months.
2. Who can perform as my co-applicant?
Ans: The spouse and parents can perform as the co-applicant for the personal loan.
3. Is it possible to foreclose a personal loan?
Ans: RattanIndia offers flexibility to repay the loan after half of the year of the disbursement.
4. Is it possible to cancel a personal loan?
Ans: The loan can be cancelled within 15 days of disbursement in case you are not happy with the provided terms and condition along with applicable cancellation charges.
5. Are there any additional charges apart from the interest rate?
Ans: Yes, processing fee and documentation fee is charged on RattanIndia Finance Limited personal loan. Also, there are GST charges on additional charges and interest payments.
6. How can I keep a track of my personal loan statement and repayment schedule?
Ans: You can keep the track record of your personal loan statement and repayment schedule by following the below mentioned ways:
- You can login to the customer service portal and can make an online request.
- You can call the customer care executive at 186-0258-1000.
- You can send an email to loanservice@rattanindia.in along with your loan number and personnel details from your registered email id.