Disclaimer: Stashfin is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Stashfin for personal loans. No offers/services from Stashfin are being provided by Paisabazaar for personal loans. For further information about Stashfin for personal loans, users are required to reach out directly to Stashfin.
Stashfin Personal Loan applicants can track their application status either online or offline. They can check their Stashfin personal loan status in the following ways.
How to Check Stashfin personal loan Status Online
- Visit the official website of Stashfin
- Click on “Contact us” tab and select “Issues related to my loan application”
- Select the option “where is my application stuck”
- Click on “what is the status of my application” and log in using your email ID or mobile number
- Click on “continue” and get your personal loan application status
Note that, applicants can also check the status of their application by logging in to Stashfin App.
However, Stashfin has not mentioned any customer care numbers to check their personal loan application status offline.
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Factors Influencing Personal Loan Application Status
Monthly Income
Stashfin offers personal loans to applicants having minimum monthly income of Rs 15,000. Applicants having a lesser monthly income are not considered eligible for Stashfin Personal loans. However, lenders also consider applicants having EMI/NMI ratio within 50-60% of their monthly income.
Age
Applicants availing Stashfin personal loans should be at least 18 years old at the time of loan application. However, minimum age eligibility criteria set by most lenders is 21 years.
Credit Score
Credit score is one of the major factors considered while assessing personal loan applications. Lenders usually consider applicants having credit scores of 750 and above. Such applicants are offered personal loans at lower interest rates.
Occupation
Personal loan evaluation process varies for salaried and self-employed individuals. Salaried individuals are usually offered preferential interest rates due to higher income certainty. In addition, government employees have higher chances of getting their personal loan applications approved due to higher job security.
Relationship with the Lender
Many lenders usually consider applicants having lending or banking relationship with them. Such applicants can avail personal loans at lower interest rates and are also eligible for pre-approved personal loans.
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