हिंदी में पढ़े
Yes Bank Personal Loan starts from Rs. 1 lakh and goes upto Rs. 50 lakh to fulfill various needs of individuals including home renovation, wedding, vacation, higher education, etc. The flexible tenure of bank varies from 12 to 60 months and ensures that you are able to repay the loan without any stress. Yes Bank also offers you the facility of prepaying your personal loan before the tenure ends.
Yes Bank Personal Loan Preclosure Charges and Other Fees
| Foreclosure Charges
|
|
| Part Pre-payment Charges (allowed after 12 EMI payouts) | Nil |
| Loan Processing Charges | Up to 2.50% of the loan amount |
| Duplicate No Due Certificate/No Objection Certificate (NOC) | Rs. 250 per event |
| Late Payment Charges | 24% per annum on amount outstanding from date of Default |
How to Preclose Yes Bank Personal Loan?
If you are planning to preclose your Yes Bank Personal Loan, you can do it after paying the 12th EMI along with the applicable charges (refer to above table). You can also make a part pre-payment on your loan after paying the 12th EMIs.
Customer Care
| Toll Free Number | 1800 2000 |
| Other Contact Number | +91 22 6121 9000 |
| yestouch@yesbank.in | |
| SMS | SMS ‘HELP’ space <CUST ID> |
| Missed Call | +91 92233 90909 |
Frequently Asked Questions
Q. What is the interest rate of Yes Bank Personal Loan?
Ans. The interest rate of Yes Bank Personal Loan starts from 10.99%.
Q. How can I calculate the EMI of my Yes Bank personal loan?
Ans. You can calculate the EMI of your Yes Bank personal loan by visiting Paisabazaar’s personal loan EMI calculator.
Q. What is the tenure to repay Yes Bank Personal Loan?
Ans. The tenure to repay Yes Bank Personal Loan varies from 12 to 60 months.