What is PNB Housing Loan Statement?
PNB Housing Home Loan Statement is a document detailing the home loan transactions made by the borrower. This includes the EMI repayments, statement period of the loan repayment tenure, prepayments made by the borrower, unpaid principal amount and details about charges levied, if any.
How to Download PNB Housing Loan Statement
Borrowers can download their PNB HFL home loan statement online through PNB Housing’s Customer portal, which is available in both web version and mobile application.
- For web version, home loan borrowers can visit website PNB Housing Customer Login (https://customerservice.pnbhousing.com/myportal/pnbhfllogin)
- For mobile application, borrowers can download ‘PNB Housing Customer Portal’ App, which is available both on App Store (for iOS) and Google Play store (for Android)
Alternatively, borrowers can also visit PNB Housing Finance branches to fetch their PNB Housing home loan statements.
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How to Download PNB Housing Loan Provisional & Final Interest Certificate Online
The PNB Housing Provisional Interest Certificate details the total amount of home loan installment to be paid by the borrower in the current financial year. Both the principal and the interest component to be repaid during the financial year is mentioned in the certificate. Note that the final figures for principal and interest component may change due to the prepayments made by the borrower, if any, or/and changes in the PNB HFL home loan interest rate.
PNB Housing final interest certificate is issued at the end of the financial year mentioning the total EMI amount paid during the financial year and its breakup in terms of principal and interest components. The applicant’s name and the loan account number is mentioned in the certificate. The home loan final and provisional interest certificates helps in claiming income tax deductions on home loan interest and principal payments under Section 24b and Section 80C respectively.
Borrowers can access and download their Home Loan Final Interest or Provisional Certificate through PNB Housing Customer Portal as stated above.