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Punjab and Sind Bank

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Updated: 03-09-2024 11:15:36 AM

Punjab and Sind Bank (PSB) started in the year 1908 with the aim of financial inclusion of the poor and upliftment of the society. The bank has a PAN India presence and is headquartered in New Delhi. The bank provides various services across India through a number of branches, netbanking and mobile banking facilities.

Deposit Account

Savings Account

Savings Account

The basic savings accounts provided by PSB offer all the facilities including ATM cum Debit card, shopping, and online fund transfer. Read More
Current Account

Current Account

Individuals, partnership firms, private and public limited companies, HUFs /specified associates, trusts, etc are eligible

Loan

PSB Apna Ghar

PSB Apna Ghar

This housing loan provides housing credit to all the eligible customers to purchase a new house, to construct or to repair an old house, etc.
PSB Personal Loan

PSB Personal Loan

Offers personal loan with maximum repayment period of 60 months subject to maximum age criterion, whichever is earlier. Read More
PSB Doctors Special

PSB Doctors Special

Medical Practitioners registered with statutory bodies are eligible to take this loan with Rs.500 lakh being the maximum Quantum of loan
PSB Gold Loan

PSB Gold Loan

PSB offers gold loan with a minimum loan amount of Rs.1000 to its customers at a flexible interest rate and minimal documentation
PSB Education Loan

PSB Education Loan

This loan scheme aims to provide financial support to the meritorious students for pursuing higher education in India or abroad
PSB Apna Vahan

PSB Apna Vahan

The purpose of this scheme is to provide financial support to enable customers to purchase new or old two-wheeler or four-wheeler.
PSB Kisan Home Loan

PSB Kisan Home Loan

This type of loan can be taken for purchase/ construction/ repair/ up-gradation of a house situated in rural and semi-urban areas only

Investment

Fixed Deposit

Fixed Deposit

PSB offers a wide array of Fixed Deposit schemes to fulfill the investment requirements of its depositors.
Recurring Deposit

Recurring Deposit

Offers Recurring Deposit with a minimum deposit of Rs.10 per month

Cards

Credit Card

Credit Card

PSB offers RuPay Kisan Credit card to its customers, designed to serve the credit requirements of agriculturists and kisans in India
Debit Card

Debit Card

PSB offers RuPay and Master debit cards to cater to the needs of its customers with daily ATM cash withdrawal limits of Rs.25000

Banking

SMS Banking

SMS Banking

Once users are subscribed for PSB SMS Banking, they can avail the various SMS banking services offered by the bank
Mobile Banking

Mobile Banking

With PSB mobile banking apps customers can access their bank account and perform all major transactions anytime anywhere.
Net Banking

Net Banking

With PSB net banking, check account summary, transfer funds, pay bills online and much more
NEFT/RTGS

NEFT/RTGS

With PSB NEFT/RTGS systems, money can be sent and received in an instant anytime from anywhere
IFSC Code

IFSC Code

Indian Financial System Code(IFSC) of PSB is an 11 digit code assigned to every branch of the bank by the Reserve Bank of India(RBI). The RBI uses IFSC for electronic money transfers between banks, as the code can quickly identify where the funds are coming from and where they’re going.

For eg:
The IFSC Code of Dwaraka branch, Delhi is PSIB0000722

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