pb logo
Search Credit Card  

PNB Credit Card EMI

Home Punjab National Bank PNB Credit Card EMI
Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Edit Digits Only

Error: This is invalid mobile number

Error: Please accept the undertaking to proceed further
×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Edit

Error: Please enter a valid number

Updated: 09-06-2022 09:23:47 AM

Please Note: Punjab National Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.

All popular PNB credit cards offer ‘Easy Pay Plan’ with which you can make big purchases and convert the same into EMIs in a period of 3 to 36 months. Additional details are mentioned below.

On this page
Features of PNB Credit Card EMI Facility
How to Convert PNB Credit Card Purchases into EMI?
Points to Remember
Frequently Asked Questions (FAQs)
Features of PNB Credit Card EMI Facility

Features of PNB credit card EMI facility are as follows:

  • This facility can be availed on spending Rs. 2,500 or more in a single retail transaction (excluding the purchase of jewelry, fuel, and cash withdrawal,) on PNB Global Credit Card
  • The processing fee of 2% of the transaction amount or minimum Rs. 200 whichever is higher plus applicable GST is charged
  • The facility is available on request within 30 days of transaction or payment due date
  • Repayment plan
Period Amount of Spends Installment Amount
3 months Rs. 10,000 Rs. 439 (inclusive of Finance Charges
6 months Rs. 10,000 Rs. 1,756 (inclusive of Finance Charges)
9 months Rs. 10,000 Rs. 1,196 (inclusive of Finance Charges)
12 months Rs. 10,000 Rs. 917 (inclusive of Finance Charges)
18 months Rs. 10,000 Rs. 638 (inclusive of Finance Charges)
24 months Rs. 10,000 Rs. 499 (inclusive of Finance Charges)
36 months Rs. 10,000 Rs.362 (inclusive of Finance Charges)
How to Convert PNB Credit Card Purchases into EMI?

Below-mentioned are the ways via which PNB credit card purchases can be converted into EMI:

  • Customers can call at PNB bank’s customer helpline to place the request to convert into EMI
  • Customers can also send an e-mail from the registered e-mail address to creditcardpnb@pnb.co.in and place the request
  • One can download the ‘Easy Pay’ form online from the website to convert PNB credit card into EMI and send it to:

Punjab National Bank, Credit Card Processing Centre,
3rd floor, Rajendra Bhawan,
Near Metro Station Rajendra Place,
New Delhi –110008

Once the request is received a representative from the bank will get in touch with the cardholder and guide him/her through the rest of the process.

Points to Remember
  • The eligibility criteria for the EMI facility on the card are that the applicant should be resident of India, he should be primary card holder and the limit on his account should not be exhausted
  • A prepayment charge is levied on the customer
  • Processing fee is also charged on the EMI transfer
Frequently Asked Questions (FAQs)

What are the prepayment charges on PNB EMI facility?
3% on the outstanding amount is charged on the prepayment of the EMIs under Easy bill pay facility.

What is the processing fee under the PNB EMI facility?
2 % of the total transaction amount or Rs. 200 + GST amount whichever is higher is charged as the processing fees.

What is the minimum amount that can be transferred into EMI for 36 months under the PNB EMI facility?
Rs. 30,000 and the above amount is required to transfer the amount into EMI for 36 months.

Where can I find EMI application form?
You can easily find the EMI application form at the bank’s official website.

Menu