Documents Required for availing RBL Bank Personal Loan
Along with the loan application form with coloured photograph, applicants planning to avail RBL Bank Personal Loan are required to furnish below mentioned documents.
KYC documents:
- Identity Proof (any one): Aadhaar Card, Valid Driving License, Passport, Voter ID Card
- Address Proof (any one): Aadhaar Card, Valid Driving License, Voter ID Card, Valid Passport, Utility Bill (Telephone/Mobile/ Electricity – not more than 60 days old)
Salary Slip
- For Loan less than Rs 7.5 lakhs: Latest 1 Salary Slip
- For Loan above Rs 7.5 lakhs: Latest 2 Salary Slips
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FAQs
Q1. Can I apply for a personal loan from RBL Bank if I don’t have a PAN Card?
No. RBL Bank requires applicants to provide a copy of their PAN Card when they apply for a personal loan.
Q2. Which proof of income is valid for RBL Bank personal loans?
Salary slips and Bank Account Statement(s) are the common documents that are generally required by RBL Bank to apply for a personal loan. However, the bank may require additional documents as deemed necessary depending upon the person’s individual applicant profile.
Q3. Is it possible to get a personal loan from RBL Bank without documents?
Yes, if you have a pre-approved or instant personal loan offer from RBL Bank.
Q4. Are my original KYC documents needed to apply for a personal loan from RBL Bank?
No, usually only self-attested copies of your KYC documents needed to apply for a personal loan from RBL Bank. It is however, recommended that you have your original documents handy in case RBL Bank needs to cross-check the copies with original documents when you apply for a personal loan.
Q5. Is my employee ID card needed to apply for a personal loan from RBL Bank?
No. You need not not submit your employee ID card to get a RBL Bank personal loan.