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RBL Platinum Delight credit card is suitable for those who like shopping as they get rewarded on making all purchases. Cardholders get 2X reward points on all transactions carried out on weekends. Additionally, this card offers annual spend benefits, fuel advantages, etc.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the RBL Bank website.
Welcome Benefits – Earn 4,000 reward points on payment of joining fee and a first swipe of the card
Bonus Rewards – Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calendar month.
Reward Points – Earn 2 reward points for every Rs. 100 spent on all your purchases. 2x reward points can be earned on weekends on the spending of Rs. 100
Also Read: 5 Best Reward Credit Cards
Annual Fee Waiver – Annual fee applicable to the RBL Platinum Delight credit card in the second year is waived off in case one makes purchases of Rs 1.5 lakh or more in the previous year
Fuel Surcharge Waiver – The cardholders can get fuel surcharge waived off across all petrol stations in India on transactions between Rs. 500 and Rs. 4,000 with a maximum surcharge waiver of Rs. 150 every billing cycle
Zero Lost Card Liability – This card offers zero liability facility on loss or theft of the credit card
Security – EMV chip card with PIN authorization provides the customers additional security from skimming and fraudulent transactions
Given below is the table of fees and charges applicable on RBL Platinum Delight Card:
| Fee/Charge | Amount/Rate |
| Annual Fee | Rs. 1,000 |
| Add-on Fee (per annum) | Nil |
| Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
| Late Payment Charges | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
*To view the most important terms and conditions, Click Here.
Below-mentioned is eligibility criteria to apply for RBL Platinum delight credit card:
Every resident and non-resident of India aged 18 years and above can apply for RBL Platinum Delight Card with minimum documentation requirement. Documents required after the online application process include proofs of identity, address and income such as Aadhaar Card, PAN Card, Voter ID Card, etc,
What is the annual fee second year onwards of RBL Bank Platinum Delight credit card?
The annual fee second year onwards is waived on crossing spends of Rs. 1.5 lakh in the previous year.
Where can I avail the waiver of fuel surcharge?
Fuel surcharge can be waived off at any petrol pump in India.
What is Goods and Services Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| RBL Platinum Delight Card | Rs. 1,000 | Earn 2X reward points on weekends on the spending Rs. 100 | Rs. 4,627* Rs. 6,253** |
| IndusInd Bank Platinum Aura Credit Card | Rs. 899 | Earn 4 Reward Points at departmental stores, grocery shopping, Hotel expenses, and restaurant bills | Rs. 7,597* Rs. 14,797** |
| ICICI Bank Coral Contactless Card | Rs. 500 | Earn 2 PAYBACK Points per Rs. 100 spent | Rs. 10,636* Rs. 15,772** |
| HDFC Platinum Times Credit Card | Rs.1,000 | Earn 3 reward points per Rs. 150 spent | Rs.5,444* Rs.8,288** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
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