Jan Seva Bima Yojana is an online policy which offers a single fixed cover and fixed price package insurance for rural and semi- urban householders. Also, through this policy, policyholders can avail comprehensive protection for all the assets, interests and self.
Whats is Jan Sewa Bima Yojana?
Jan Seva Bima Yojana is an online /policy which offers a single fixed cover and fixed price package insurance for rural and semi- urban householders. Also, through this policy, policyholders can avail comprehensive protection for all the assets, interests and self
What all Jan Sewa Bima Yojana Covers?
Mentioned below are the coverage offered under Jan Sewa Bima Yojana:
- Fire and Special Allied Perils
- Burglary, housebreaking and robbery
- Personal accidental claims
- Financial security to the dependent children
Eligibility Criteria
| Parameters | Details |
| Entry Age | 5-70 years |
| Minimum Premium | Option 1: Rs.275
Option 2: Rs.348 |
| Features |
|
|
Coverage |
|
| Fire- Contents | Option 1: Rs.1 lakh
Option 2: Rs.50,000 |
| Burglary | Option 1: Rs.1 lakh
Option 2: Rs.50,000 |
| Personal Accident | Option 1: Rs.50,000
Option 2: Rs.2 lakh |
| Education Protection Cover | Option 1: Rs.50,000
Option 2: Rs.2 lakh |
Procedure to buy Jan Sewa Bima Yojana Online
Mentioned below are the steps to purchase policy online:
- Visit the official website of IFFCO-TOKIO at https://www.iffcotokio.co.in/micro-rural-insurance/jan-sewa-bima-yojna
- Click “Buy Online”
- Fill the required details
- Click “Buy”
- Login with E-mail ID and Password if you are a registered member otherwise register for the further process
- Make payment through different modes available
Documents required for Claim Process
Below mentioned are the lists of documents required for claim process:
Fire Claim
- Duly filled and signed the claim form
- List of damaged contents or items
- Newspaper cuttings/Fire Brigade report/Panchnama
- Photographs of the damaged site and/or goods
- Estimation of the insurance claim
- Insurance policy copy
Burglary Claim
- Duly filled and signed the claim form
- FIR of the burglary
- Burglary proof in the form of photographs
- Insurance policy copy
Personal Accident Claim
- Duly filled and signed the claim form
- Insurance policy copy
- FIR of the accident
- Post-mortem report in case of a death claim
- Doctor’s certificate
- Certificate of Death
Companies Offering Jan Sewa Bima Yojana in India
Currently, IFFCO-TOKIO is the only insurer offering this policy in India.
Advantages of buying Jan Sewa Bima Yojana
- This policy can be purchased online by simply visiting the official website of IFFCO-TOKIO general insurance.
- Comprehensive coverage that offers complete protection against all odds
- Personal accident cover in case of death or permanent total disability
FAQs
Q1. What is the age limit to buy Jan Seva Bima Yojana?
The minimum and maximum age limit to buy Jan Seva Bima Yojana are 18 years and 70 years respectively.
Q2. What is time taken to settle the claims?
The insurer settles the claim as early as possible, provided no fraudulent activity is involved.
Q3. Is Jan Sewa Bima Yojana a non-floating cover?
Yes, the policy offers coverage for the insured person whose name is mentioned in the policy.
Q4. Is Jan Sewa Bima Yojana available online?
Yes, individuals can purchase this insurance policy online by visiting the official website.