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The Saraswat Bank, short for Saraswat Co-operative Bank limited was formed as The Saraswat Co-operative Society on 14th September 1918 by Mr. J.K. Parulkar. Later in the year 1933, the society was converted into an Urban Co-operative Bank and then in 1988, the Reserve Bank of India bestowed the Scheduled Bank status on the Bank. Today, the bank functions through a network of 267 branches and 219 ATMs. The bank currently serves only handful states of Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Goa and Delhi.