Saraswat Bank offers FD interest rates of 3.25-7.25% p.a. to the general public and 3.75-7.75% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The bank also offers fixed deposit products for NRIs such as NRE, NRO, RFC and FCNR fixed deposits. Saraswat Bank accepts FCNR and RFC fixed deposits in US Dollars (USD).
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Safe & Secure FD, Insured by RBI
No Savings A/c Required
FD Starts from Rs 2000
Card Limit = 90% of FD
*Rates are subject to change as per the bank's discretion.
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|
Saraswat Bank FD Interest Rates (p.a.) Highlights 2024 |
|
| Highest slab rate | 7.25% (for 21 months) |
| For 1 year | 7.50% |
| For 2 years | 7.00% |
| For 3 years | 7.00% |
| For 4 years | 6.75% |
| For 5 years | 6.75% |
The interest rates are updated as of 25th November 2024
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenor |
Interest Rates (% p.a) |
|
| General Public/ NRO | Senior Citizens | |
| 7 days to 14 days | 3.25 | 3.75 |
| 15 days to 30 days | 3.25 | 3.75 |
| 31 days to 60 days | 3.50 | 4.00 |
| 61 days to 90 days | 4.00 | 4.50 |
| 91 days to 179 days | 4.75 | 5.25 |
| 180 days | 5.75 | 6.25 |
| 181 days to 240 days | 5.75 | 6.25 |
| 241 days to less than 1 year | 6.00 | 6.50 |
| 1 year | 7.50 | 8.00 |
| 1 year 1 day to 1 year 10 days | 7.15 | 7.65 |
| 1 year 11 days to less than 21 months | 7.15 | 7.65 |
| 21 months | 7.25 | 7.75 |
| 21 months 1 day up to 3 years | 7.00 | 7.50 |
| Above 3 years to 5 years | 6.75 | 7.25 |
| Above 5 years up to 10 years | 6.75 | 7.25 |
Card limit is 90% of FD Amount
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6.5%INTEREST ON FD
| Tenor | Interest Rates (% p.a.) |
| 1 year | 7.50 |
| 1 year 1 day to 1 year 10 days | 7.15 |
| 1 year 11 days to less than 2 years | 7.15 |
| 21 months | 7.25 |
| 21 months 1 day up to 3 years | 7.00 |
| Above 3 years up to 5 years | 6.75 |
| Period of Deposit |
USD (% p.a.) |
| 1 year to less than 2 years | 5.70 |
| 2 years to less than 3 years | 4.60 |
| 3 years to less than 4 years | 4.30 |
| 4 years to less than 5 years | 3.90 |
| 5 years | 3.90 |
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| Period of Deposit |
USD (% p.a.) |
| 1 year to less than 2 years | 5.70 |
| 2 years to less than 3 years | 4.60 |
| 3 years | 4.30 |
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