UTI Retirement Solutions Ltd (UTI RSL) was incorporated on December 14, 2007 and started its operations from March 31, 2008. It carries out operations as a Pension Fund and also undertakes wholesale asset management. Currently, it ranks among the top 2 return-giving pension fund equity schemes across all tenures.
UTI NPS Tier 1 Account
| Returns/Scheme | Equity | Corporate Bonds | Government Bonds | Alternative Assets | Average Return* |
| 1 Year | 18.48% | 1.84% | -1.58% | 7.11% | 6.25% |
| 3 Years | 15.29% | 7.84% | 6.79% | NA | 9.97% |
| 5 Years | 18.03% | 9.85% | 9.53% | NA | 12.47% |
| Since Inception | 12.77% | 9.12% | 7.90% | 6.82% | 9.93% |
*Average return reflects the return earned on a scheme with equal allocation in Equity, Corporate Bonds and Government Bonds, with nothing invested in the Alternative Asset class considering its recent inclusion as a scheme category.
UTI NPS Tier 2 Account
| Returns/Scheme | Equity | Corporate Bonds | Government Bonds | Average Return* |
| 1 Year | 19.65% | 2.03% | -1.06% | 6.87% |
| 3 Years | 15.12% | 7.75% | 6.97% | 9.95% |
| 5 Years | 18.69% | 9.86% | 9.67% | 12.74% |
| Since Inception | 11.01% | 9.18% | 8.75% | 9.65% |
*Average return reflects the return earned on a scheme with equal allocation in Equity, Corporate Bonds and Government Bonds.
The Management
UTI Retirement Solutions Limited is headed by Mr. Balram P Bhagat as its CEO and Whole Time Director.
Portfolio Details of UTI Pension Fund
UTI NPS Tier 1 Account
The value of total assets under management (AUM) for NPS Tier 1 is Rs. 683.54 crore.
| Details/Scheme | Equity | Corporate Bonds | Government Bonds | Alternative Assets |
| Scheme Inception Date | May 21, 2009 | October 16, 2014 | ||
| Asset Under Management (AUM) | Rs. 290 crore | Rs. 159 crore | Rs. 234 crore | Rs. 54 lakh |
| Top 5 Holdings | Reliance Industries, ICICI Bank, ITC,
Infosys Tech, HDFC Bank |
7.60% AXIS
BANK 2023, 7.17% NHAI 2021, 7.95% HDFC BANK 2026, 7.47% ICICI BANK 2027, 8.20% NABARD 2028 |
6.68% GSEC
2031, 7.61% GSEC 2030, 6.79% GSEC 2029, 7.88% GSEC 2030, 8.17% GSEC 2044 |
NA |
| Weightage of Top 5 Holdings | 27.82% | 19.35% | 43.06% | NA |
| Top 3 Sectors | Banking, IT, Petroleum | Banking,
Housing credit granting institutions, Other credit granting institutions |
NA | NA |
UTI NPS Tier 2 Account
The value of total assets under management (AUM) for NPS Tier 2 is Rs. 43 crore.
| Details/Scheme | Equity | Corporate Bonds |
Government Bonds |
| Scheme Inception Date | December 14, 2009 | ||
| Asset Under Management (AUM) | Rs. 20 crore | Rs. 11 crore | Rs. 13 crore |
| Top 5 Holdings | ITC, Reliance Industries, Infosys Tech, ICICI Bank, L&T | 7.95% HDFC BANK 2026, 8.85% AXIS BANK 2024, 7.60% NHAI 2022, 7.27% NHAI 2022, 7.60% ICICI BANK 2023 | 8.13% GSEC 2045, 6.68% GSEC 2031,
8.17% GSEC 2044, 7.88% GSEC 2030, 6.79% GSEC 2029 |
| Weightage of Top 5 Holdings | 28.27% | 20.40% | 40.91% |
| Top 3 Sectors | Banking, IT, Other credit granting institutions | Banking, House credit granting institutions, Other credit granting institutions | NA |
*All above details are as on September 25, 2018.