HDFC Bank Regular Salary Account

The bank has rolled out this option for the employees of selected corporate across the country. This salary account comes with a number of benefits and features. Look at the following to know more about the HDFC Bank Regular Salary Account:

Particular	Details (Features and Benefits)
Minimum Balance Requirements	Zero balance account
ATM Debit Card	Free RuPay Premium Debit card Free add-on international debit card (for the first year only)
ATM Cash Withdrawal Limit & Shopping Limit	Rs. 25000 & Rs. 125000
Insurance Facility	Free Personal Accidental Death cover of Rs.1 lakh Free Air Accidental Death cover of Rs. 5 lakh Personal accidental cover (death) by rail/road/air insured of Rs. 5 Lakh on the debit card International air coverage of Rs. 25 Lakh on the purchase of flight tickets through RuPay Premium debit card
Cash and Discounts	5% cashback on debit card standing instruction 5% cashback on the payments of utility bills More than 100 offers on RuPay Premium Debit Card 5% Cashback on RedBus, Goibibo, Croma, Swiggy, Big Basket, PVR and Pepperfry
Added Benefits	Free internet, mobile and phone banking NEFT and RTGS transfers Free Demand Drafts (DDs) & passbook Free e-mail statements & InstaAlert facility Preferential pricing on different loans Super premium credit card

Regular Salary Account	Rate of Interest*
Less than Rs. 50 Lakh	3.00% p.a.
Of and above Rs. 50 Lakh	3.50 % p.a.

*Usually, banks consider salary account as a type of savings account only. Therefore, they provide the same savings account interest rate on salary account as well.

The fees and charges of this account are waived off on various services. Look at the table below to know:

Particular	Fees & Charges
Minimum Balance	Nil
Non-Maintenance Charges	Nil
Cheque Book	Rs. 75 for additional cheque book of 25 leaves
Duplicate Passbook	Rs. 100
Balance Certificate	Free for current year
Account Closure	Up to 14 days – No Charge Between 15 days and 12 months – Rs 500 After 12 months – No Charge
Standing Instructions	No setting up charges Rs. 25 per transactions plus remittance charges

To be eligible for this Regular Salary Account with HDFC Bank, an applicant will have to meet the following criteria:

• An applicant should be working with the company that holds a salary account association with HDFC Bank.
• Individuals who want to open Regular Salary Account should not hold any other account with the bank. They should be new customers for the bank.

Documents Required to open HDFC Bank Regular Savings Account
Application Form	A duly filled application form will be needed
Proof of Identity	Aadhaar card PAN card Voter ID Passport Driving License (permanent) NREGA job card Any photo ID issued by the Central/State governments, scheduled commercial banks, Public Sector Undertakings (PSUs), etc.
Proof of Address	Aadhaar card Voter ID Passport Utility (water, gas, electricity, telephone or mobile) bills, driving license, etc.
Photographs	Latest photographs (passport size)

There are companies that call the bank and invite their executive to initiate the process of account opening at their office. However, there are some companies that send their employees to the bank for the process. HDFC Bank gives its customers an added advantage of applying online without visiting the branch.

Here are the steps to follow for opening Regular Salary Account in HDFC Bank:

• Visit the website of HDFC Bank
• Choose ‘Salary Account’ option from the ‘Products’ segment
• Now click on the ‘Apply Now’ button available below the ‘Regular Salary Account’ option
• Select your city and choose between ‘Existing Customer’ and ‘New Customer’ to proceed further.
• After filling all requested details and Know Your Customer (KYC) documents i.e. proof of address and proof of identity, submit the form.
• An executive of the bank will come to you to collect the copies of documents for verification and handed you a welcome kit containing a debit card, chequebook, etc.

To track the status of your application, you can contact the bank directly or check it online too. You will be notified on your registered mobile number after the activation of your salary account.

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.