Salary accounts offered by HDFC Bank are specifically crafted for the employees of defence and corporate sectors and other major companies. These accounts have different variants and are tailored to give the account holder a wide range of benefits.
HDFC Bank Salary Account Interest Rate 2025
| HDFC Bank Salary Account | Current Rate of Interest* |
| Less than Rs. 50 lakh | 3.00% p.a. |
| Of and above Rs. 50 lakh | 3.50% p.a. |
*Usually, banks consider salary account as a type of savings account only. Therefore, they provide the same savings account interest rate on salary account as well.
The interest rates are updated as on 13th January 2025.
Types of HDFC Bank Salary Account
To meet the different needs of different organisations, HDFC bank presents the following types of salary accounts:
| HDFC Bank Salary Account | Primary Features |
| Premium Salary Account |
|
| Regular Salary Account |
|
| Defence Salary Accounts |
|
| Classic Salary Account |
|
| Basic Savings Bank Deposit Account – Salary |
|
| Salary Family Account |
|
| Reimbursement Account |
|
1. Premium Salary Account
| Premium Salary Account | Features |
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Free Times Points Debit Card |
| Mobile and Internet Banking Available | Yes |
| Accidental Death Insurance | Free (with a cover of Rs. 15 lakh) |
| Eligibility Criteria | An applicant must be employed with a firm/corporate that has an association with HDFC Bank. Or, he/she must have any other account in HDFC Bank |
2. Regular Salary Account
| Regular Salary Account | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| ATM Debit Card | Free RuPay Premium Debit Card |
| Phone, Mobile and Internet Banking | Free |
| Insurance Benefits | Free personal and air accidental insurance cover |
| Eligibility Criteria | Applicant’s organisation must have a salary relationship with the bank or he/she has any other active account in HDFC |
3. Defence Salary Accounts
| Defence Salary Accounts | Features |
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Free customised ‘Defence Titanium Debit Card’/ Free customised ‘Defence Times Points Debit Card* |
| Phone, Mobile and Internet Banking | Free |
| Insurance Benefits | Free personal and air accidental death insurance |
| Eligibility Criteria | An applicant must be employed in a defence unit or hold an account with HDFC bank |
*Get free customised Defence Times Points Debit Card for Officer Rank & Free customised Defence Titanium Debit Card for Personnel below Officer Rank.
4. Classic Salary Account
| Classic Salary Account | Features |
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Free International Rewards Debit Card |
| Mobile and Internet Banking | Free |
| Personal Accidental Death Insurance | Free (Cover up to Rs. 5 lakh) |
| Eligibility Criteria | Individuals employed with corporate having salary relationship with HDFC bank are eligible for the classic salary account. |
5. Basic Savings Bank Deposit Account – Salary
| Basic Savings Bank Deposit Account – Salary | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| ATM Debit Card | Free RuPay Debit Card |
| Mobile and Internet Banking | Free |
| Passbook Facility | Free |
| Eligibility Criteria | Indian residents who are employed with a corporate that share a salary association with the bank or individuals who are already an account holder in HDFC can apply for this salary account. |
6. Salary Family Account
| Salary Family Account | Features |
| Minimum Balance Requirement | Zero balance account that can be opened for parents, spouse, children, brothers and sisters |
| ATM Debit Card | Free Times Points Debit Card |
| Mobile and Internet Banking | Free |
| Personal Accident Death cover | Free (Cover of Rs.11 lakhs) |
| Eligibility Criteria | Employees of selected corporate which are approved to avail the benefits of this account can extend the benefits to their family members |
7. Reimbursement Account
| Reimbursement Account | Features |
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Salary account linked debit card, separate card on request only |
| Mobile and Internet Banking | Yes, available |
| Account Statement | Yes |
| Eligibility Criteria | Applicant should have a salary account in HDFC Bank |
Documents Required for an HDFC Salary Account
Each HDFC salary account is designed to provide immaculate banking experience to the account holder. Here are the documentation details that you will require to open an account:
- A duly filled application form
- Proof of identity and address such as valid PAN card, Aadhaar card, Voter ID, Driving License, Passport, ID card issued by the Central or State Government, Public Sector Units (PSUs) and NREGA Job Card
- Latest passport size photographs
- Proof of employment
- For Reimbursement Account, you will have to provide the salary account and debit card details to the bank.
Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.