National Payments Corporation of India (NPCI), parent company of all retail payments system in India, has collaborated with Union Bank to introduce a USSD based 99# mobile application. Bank customers with an android smartphones can easily download this app from Google Play Store. This app can be accessed without internet and doesn’t require any data and it is also available in 10 different languages.
The app offers basic banking facilities such as sending money, checking account balance, Mobile PIN (MPIN) management and other value added services such as checking PMJDY account overdraft status as well as ADHAAR card linked overdraft status.
#99 app would cater to all the financial services of the customers such as fund transfer, balance enquiry and mini statement.
As the app can be accessed in 10 different languages, people from all over the country can use it easily. This would also enable Pradhan Mantri Jan Dhan Yojna (PMJDY) customers to use digital banking for meeting their banking needs.