State Bank of India (SBI) offers a range of salary accounts, designed to suit varied needs of salaried persons working in corporate/institutions, central government, state government, defence, etc. Let’s know all about these salary accounts by the State Bank of India.
Types of SBI Salary Accounts
SBI, the country’s largest bank, offers 8 types of salary packages. These are designed to best suit the needs of employees working in corporations, central or state government, defence forces and police forces among others.
SBI Salary Packages: Types
Suggested Read: SBI Savings Account
1. SBI Corporate Salary Package
| Corporate Salary Package | Features |
| Variants
(Based on Net Monthly Salary) |
|
| Debit Card/Credit Card | Both available based on package variant |
| ATM Transactions | Unlimited & free of charge (any Bank ATM) |
| Eligibility | Employees of corporate institutions and service organisations like hospitals, transport, hotels, etc.
(Gross Monthly Income Rs. 5000 to Rs. 1 lakh & above) |
| Added Benefits |
(SimplyCLICK SBI Card/ SimplySAVE SBI Card/ SBI Card Elite/Prime/Unnati)
|
| Insurance |
|
- SBI Central Government Salary Package
| Central Government Salary Package blue | Features | |
| Variants
(Based on Net Monthly Salary) |
Silver: Rs. 10,000 – Rs. 25,000
Gold: Above Rs. 25,000 – Rs. 50,000 Diamond: Above Rs. 50,000 – Rs. 1 lakh Platinum – Above Rs. 1 lakh |
|
| ATM Transactions grey | Unlimited & free of charge (any Bank ATM) grey | |
| Eligibility | Employees of Ministries and Departments under the Central Government, NABARD and RBI, Defence Civilians, CGDA | |
| Loans grey | Personal loans, home loans, car loans & education loans – up to 50% off on processing fee grey | |
| Added Benefits |
|
|
| Insurance grey | Personal Accident Insurance (Death): up to Rs. 20 lakh
Air Accident Insurance (Death): up to Rs. 30 lakh (Both Complimentary) grey |
|
- SBI State Government Salary Package
| State Government Salary Package | Features |
| Variants
(Based on Net Monthly Salary) |
Silver: Rs. 10,000 – Rs. 25,000
Gold: Above Rs. 25,000 – Rs. 50,000 Diamond: Above Rs. 50,000 – Rs. 1 lakh Platinum – Above Rs. 1 lakh |
| Eligibility | Employees of State Government and union territories and permanent employees of Boards/Corporations, etc. including teachers and professors of aided school, universities/colleges, etc. |
| Auto Sweep Facility | Available (create e-MODS & earn high interest) |
| NEFT and RTGS | Free |
| Added Benefits |
|
- SBI Railway Salary Package
| Railway Salary Package | Features | |
| Variants
(Based on Net Monthly Salary) |
Silver: Rs. 10,000 – Rs. 25,000
Gold: Above Rs. 25,000 – Rs. 50,000 Diamond: Above Rs. 50,000 – Rs. 1 lakh Platinum – Above Rs. 1 lakh |
|
| Auto Sweep Facility | Yes | |
| Eligibility | Employees of Indian Railway including DMRC, Mumbai Metro, Kolkata Metro, Konkan Railway Corporation & Bangalore Metro Rail Corporation | |
| Insurance | Personal Accident Insurance (Death): up to Rs. 20 lakh
Air Accident Insurance (Death): up to Rs. 30 lakh (Both Complimentary) |
|
| Added Benefits |
|
|
- SBI Defence Salary Package
| Defence Salary Package | Features |
| Minimum Balance Requirements | Zero Balance Savings Account |
| Auto Sweep Facility | Yes |
| NEFT and RTGS | Free |
| Added Benefits |
|
| Eligibility | Defence personnel of the Army, Navy, Air Force, Assam Rifles, Indian Coast Guard, Rashtriya Rifles (RR) and GREF [Border Road Organisation (BRO)] |
- SBI Para Military Salary Package
| Para Military Salary Package | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Personal Accident Insurance (Death) | Complimentary (cover up to Rs.20 Lakh) |
| NEFT and RTGS | Free |
| Added Benefits |
|
| Eligibility | Personnel of CRPF, BSF, NSG, RRB, CISF and ITBP |
- SBI Police Salary Package
| Police Salary Package | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| NEFT and RTGS | Free |
| Personal Accident Insurance (Death) | Complimentary (cover up to Rs.20 Lakh) |
| Added Benefits |
|
| Eligibility | Employees of central police organisations, civil police, armed police, GRP, RPF, PSP, etc. |
- SBI Indian Coast Guard Salary Package
| Indian Coast Guard Salary Package | Features |
| Minimum Balance Requirement | Zero Balance Savings Account |
| Auto Sweep Facility | Yes |
| NEFT and RTGS | Free |
| Added Benefits |
|
| Eligibility | Serving as well as retired Indian Coast Guard personnel |
5 Common Benefits of SBI Salary Accounts
Though every salary package offered by SBI has specific benefits to suit the varied needs of various employees, some benefits are extended by all of these salary packages. These are:
- Personal Accident Insurance (Death) – up to Rs. 20 lakh
- Air Accident Insurance (Death) – up to Rs. 30 lakh
- 50% off on loan processing fee – loans like personal loans, home loans, car loans, etc.
- Up to 25% off on locker charges
- Overdraft facility – up to 2 months of salary can be availed
Documents Required for SBI Salary Account
| Mandatory document |
| PAN |
| ID Proof |
|
| Address Proof |
|
How to Open an SBI Salary Account?
Follow the steps stated below to open an SBI salary account:
Option 1: Fill the “Request a Call Back” form online and submit. A representative from the bank shall give you a call and guide you with further steps.
Option 2: Use this link to apply digitally. (You will be required to visit the bank once to confirm your identity.)
SBI Customer Care
For any queries, you can contact SBI customer care using the below-mentioned phone banking numbers.
| SBI Phone Banking Numbers |
| Toll free Numbers (24 x 7) |
|
1800 11 2211 (toll-free) 1800 425 3800 (toll-free) 080-26599990 |
| Call Centre numbers (Chargeable for customers) |
| 080-26599990 |
Suggested Read: SBI Balance Enquiry
SBI Salary Account – FAQs
Is PAN card mandatory to open a SBI salary account?
Yes, without a PAN Card, you cannot open an SBI Salary Account.
Do I get a debit card with my SBI salary account?
Yes, on the successful opening of your account, you will receive a kit in which your debit card will be delivered to you. This debit card can be used for both online transactions and ATMs.
Can I open an SBI salary account online?
You can online apply for your SBI salary account; however, a one-time branch visit shall be needed.
Can I convert my existing SBI savings account into a salary account?
Yes, an existing savings account can be converted into a salary account. Please contact your branch for the same.
Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.