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Adtiya Birla SBI Cards

Home State Bank of India Adtiya Birla SBI Cards

SBI Card in collaboration with Aditya Birla Finance has launched two credit cards - Aditya Birla SBI Card and Aditya Birla SBI Card SELECT. The ‘SELECT’ variant comes with a bit higher joining fee and provides better benefits as compared to the basic card variant. However, both credit cards offer similar benefits to their users, such as reward points, welcome benefits, milestone benefits, and much more. These credit cards are designed for loyal customers of Aditya Birla Finance. Keep reading to know more about Aditya Birla SBI Cards.

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Updated: 08-11-2024 09:54:20 AM

Key Highlights of Adtiya Birla SBI Credit Cards
Particulars Aditya Birla SBI Card Aditya Birla SBI Card SELECT
Card Type Entry-level Mid-level
Best Suited for Rewards Rewards
Joining Fee Rs. 499 + Taxes Rs. 1,499+Taxes
Renewal Fee Rs. 499 + Taxes Rs. 1,499+Taxes
Welcome Benefits 2000 Reward Points worth Rs. 500 on payment of annual fees. 6000 Reward Points worth Rs. 1,500 on payment of annual fees
Best Feature 10 Reward Points per Rs. 100 spent on Aditya Birla Stores 20 Reward Points per Rs. 100 spent on Aditya Birla Stores
Paisabazaar’s Rating ★★★ (3/5) ★★★ (3/5)

Note: These cards are not available on Paisabazaar.com. The content on this page is for information only. To express interest in any of these cards, please visit SBI Card’s website.

Also Read: Top Credit Cards in India

On this page
Aditya Birla Credit Cards: Features and Benefits
Aditya Birla SBI Cards Fees and Charges
Aditya Birla SBI Cards Eligibility Criteria and Documentation
Who Should Get These Cards?
Other Similar Credit Cards
Frequently Asked Questions
Aditya Birla Credit Cards: Features and Benefits

Both of these co-branded credit cards provide benefits in the form of welcome bonus, milestone benefits ,reward points, travel perks, fuel surcharge waiver. Take a look at the features and benefits of both cards:

Welcome Benefits: With Aditya Birla SBI Card, you will get 2000 Reward Points worth Rs. 500 on payment of annual fees whereas with the SELECT variant, you will get 6000 Reward Points worth Rs. 1,500 on payment of annual fees.

Note: Reward Points will be credited to your account within 60 days of the annual fee payment.

Exclusive Milestone Benefits: Below are the milestone benefits of both the cards:

Aditya Birla SBI Card
  Aditya Birla SBI Card SELECT
2000 Rewards Points on Annual Spends of Rs.1 Lakh as milestone rewards 3000 Rewards Points on Annual Spends of Rs.1.5 lakh as milestone rewards
Additional 3000 reward points on annual spends of Rs. 3 Lakh Additional 2000 rewards points on annual spends of Rs. 1.5 Lakh

Note: Reward Points will be credited to your account within 60 days of crossing the annual spending threshold.

Reward Points: Following is the reward structure of both credit cards:

 Particulars Aditya Birla SBI Card Aditya Birla SBI Card SELECT
On Aditya Birla Stores
 10 Reward Points per Rs.100 spent 20 Reward Points per Rs. 100 spent
Dining, Entertainment & Hotels
 5 Reward Points per Rs. 100 spent 10 Reward Points per Rs. 100 spent
Other Categories 1 Reward point per Rs. 200 spent 2 Reward points per Rs. 200 spent

Note: Reward Points will not be accrued on fuel, utilities, and mobile wallet upload.

Complimentary Lounge Access: With Aditya Birla SBI Card SELECT, you can avail 4 complimentary visits to domestic VISA lounges in India per calendar year (maximum 1 visit per quarter).

Fuel Surcharge Waiver: Both the cards offer a fuel surcharge waiver of 1% across all petrol pumps in India on transactions ranging up to Rs. 4,000. The maximum waiver you can earn in a statement cycle is subject to Rs. 100.

SBI Card offers top credit cards in different categories, click here to check the best SBI Credit Cards in 2022.
Aditya Birla SBI Cards Fees and Charges
Fee Type Details
Joining Fee
  • Aditya Birla SBI Card: Rs. 499+ Taxes
  • Aditya Birla SBI Card SELECT: Rs.1, 499+ Taxes
Finance Charges Up to 3.50% per month| 42% per annum
Late Payment Fee For total amount:
Up to Rs. 500: Nil
Greater than Rs. 500 to up to Rs. 1,000: Rs. 400
Greater than Rs. 1,000 to up to Rs. 10,000: Rs. 750
Greater than Rs. 10,000 to up to Rs. 25,000: Rs. 950
Greater than Rs. 25,000 to up to Rs. 50,000: Rs. 1,100
Greater than Rs. 50,000: Rs. 1,300

Click here to check other associated fees & charges with these credit cards.

Aditya Birla SBI Cards Eligibility Criteria and Documentation

The general eligibility parameters for Aditya Birla SBI Cards are listed in the table below:

Criteria  Details
Occupation Salaried or Self Employed
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of acceptable documents

Note: Please visit the bank website if you have any other queries relating to eligibility and documentation of these credit cards.

Who Should Get These Cards?

Aditya Birla SBI Cards are best suited to the needs of those who often shop from Aditya Birla online and retail stores on various brands such as Louis Philippe, Van Heusen, Allen Solly, Peter England,etc. The rewards structure is not limited to just Aditya Birla, as both these credit cards allow you to earn rewards on various other categories as well such as dining, entertainment, and hotels. Moreover, the welcome benefits completely justify the annual fee of both cards. However, if you do not want to spend an annual fee of Rs. 1,499 for the SELECT variant, you can go for Aditya Birla SBI Card as this card offers similar benefits, except for comparatively lesser reward points and no airport lounge access. In case, you are not satisfied with both these cards, you can probably for other entry-level credit cards available in the market.

Other Similar Credit Cards
Bank Annual Fee Benefits
SBI Card Prime Rs. 2,999 10 Rewards Points on every Rs. 100 spent on dining, groceries, departmental stores, and movies
Citibank Rewards Credit Card Rs. 1,000 10 Reward Points on every Rs. 125 spent on apparel and departmental stores (online & in-store)
Standard Chartered Platinum Rewards Credit Card Rs. 250 5 Reward Points for every Rs.150 spent on dining, fuel and 1 Reward point on other categories
HDFC Regalia Credit Card Rs. 2,500 4 Reward Points for every Rs. 150 spent
HDFC Diners Club Privilege Credit Card Rs. 2,500 4 Reward Points for Rs. 150; 10X reward points on Partner Brands and 2X rewards on weekend dining
Frequently Asked Questions

Q. How many minimum reward points are required for redemption?

For Aditya Birla SBI Card and Aditya Birla SBI Card SELECT, minimum 2000 reward points are required for redemption.

Q. Are these cards enabled with contactless technology? If yes, what is the payment allowed for a single transaction through this mode?

 Yes, both cards are enabled with contactless technology, and the payment allowed for a maximum of Rs. 5000 for a single transaction.

Q. I have a few queries regarding Aditya Birla SBI Cards. How do I contact the bank?

If you have any queries relating to Aditya Birla SBI Cards, you can contact SBI Credit Card Customer Number.

Q. What is the interest-free grace period for both cards?

The interest-free credit period range from 20 to 50 days subject to the submission of claims by the merchant. However, this is not applicable if the previous month’s balance has not been cleared in full or if you have availed cash from any ATM.

Q. I want to apply for an Add-on Card with both of these cards. How much do I need to pay?

Aditya Birla SBI Card and Adtiya Birla SBI Card SELECT does not charge any additional charges for an add-on card.

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