Air India SBI Platinum Credit Card – For Frequent Flyers of Air India

Top features and benefits offered by Air India SBI Platinum Credit Card are listed as follows-

Welcome Bonus – Get 5,000 reward points as a welcome gift on the payment of the joining fee. These reward points will be credited 15 days from the date of the annual fee payment posting.

Anniversary Gift – Get 2,000 reward points on completion of the anniversary year.

Reward Points – 2 reward points on every Rs. 100 spent and up to 15,000 bonus reward points annually. The reward points can be converted into Air India miles. 1 Reward point is equal to 1 Air India Air mile. 

Milestone Benefits

• 5,000 reward points on annual spending of Rs. 2 lakh or more.
• 10,000 reward points on annual spending of Rs. 3 lakh or more.

Travel Benefits

• 15 Reward Points for every Rs. 100 spent on Air India tickets booked via airindia.in and Air India mobile app for self
• 15 Reward Points for every Rs. 100 spent on Air India tickets booked via airindia.in and Air India mobile app for others
• 5 Reward Points for every Rs. 100 spent on Air India tickets for self or others, booked through Air India booking offices or Air India call centres (18001801407).
• 5 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

Complimentary Visa Lounge Access- 8 complimentary visits per year to Domestic VISA Lounges in India subjected to maximum 2 visits per quarter.

Fuel Surcharge Waiver – 1% fuel surcharge waiver at any petrol pump across the country for transaction amount ranging from Rs. 500 and Rs. 4,000. A Maximum waiver of Rs 250 is offered in every statement cycle.

Other Benefits

• Flexipay Facility- You can make big-ticket purchases (more than Rs 2,500) and get them converted into EMIs. However, this facility should be used within 30 days of making such a purchase.
• Easy Bill Pay Facility- With this card, you can pay your utility bills on standing instructions. This means that the bills will always be paid on time with zero penalties.
• Add-on Card- You can apply for an add-on credit card for your spouse, parents, children or siblings above the age of 18.

Also Read: Pros and Cons of Add-on Credit Cards

• Easy Money Facility– With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep without any hassle.
• Lost Card Liability Cover – Enjoy complimentary lost card liability cover of Rs. 1 lakh.

Read Air India SBI Credit Cards Review here

Fees/Charges	Amount/Rate
Annual Fee	Rs. 1,499 (One-Time)
Renewal Fee	Rs, 1,499
Finance Charges	upto 3.50% per month [42% per annum]
Late Payment Fee	NIL for the total amount due from Rs.0-Rs.500; Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,00 Rs. 750 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000 Rs. 950 for the total amount due greater than Rs. 10,000 and up to Rs. 25,000 Rs. 1,100 for the total amount due greater than Rs. 25,000 and up to Rs. 50,000 Rs. 1,300 for the total amount due greater than Rs. 50,000

*For most important terms and conditions of SBI Air India Platinum Credit Card, Click Here.

*An additional Late Payment Charge of Rs. 100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared.

Criteria	Details
Occupation	Available to both Salaried and Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here to see the list of acceptable documents

Air India SBI Platinum Card is one of the best credit cards for you, if you mostly choose to travel with Air India and  seek satisfactory rewards on a credit card. This credit card has a solid 6.75% rewards rate (15 points per Rs. 100 spent on Air India tickets, 1 reward point = 1 Airline mile = Rs. 0.45). As compared to other travel-centric credit cards, this rewards rate is pretty great. Additionally, relative to most travel cards, the card charges a lower annual fee (Rs. 1,500).

A nice collection of discounts are also available on the card, which will further cover the annual charge. In addition, the card provides 8 annual domestic lounge trips. However, the 0.90% rewards rate (2 points per Rs. 100, 1 Incentive Point = 1 Airline Mile = Rs. 0.45) on general spending, is below the industry average. The Air India SBI Platinum Card is not the best travel card, but it is also a solid choice for a special low-fee Air India card.

Credit Card	Annual Fee	Reward Points / Offers
Air India SBI Platinum Credit Card	Rs. 1,499	Earn 2 Reward points per Rs. 100 spent
Axis Bank Vistara Credit Card	Rs. 1,500	Earn 2 Club Vistara point for every Rs. 200 spent
SBI IRCTC  Premier  Credit Card	Rs. 1,499	Up to 10% value back on ticket bookings via IRCTC
MMT ICICI Bank Signature Credit Card	NIL	MMT Double Black Membership, 1.25 My Cash per Rs. 200 spend domestically outside MMT
Kotak IndiGo Ka-ching 6E Rewards Credit Card	Rs. 700	6E rewards on every Rs. 100 spent

Suggested Read: Top Travel Credit Cards in India for 2024

How to convert reward points into Air India Miles?

You can contact SBI Card helpline number at 1860 180 1290  or 39020202, to convert reward points into  Air Miles. Reward Points are converted to Air India Air Miles in 7 working days from the date of receiving the request. These points, once converted into Air India Air Miles, cannot be reversed. Also, note that Air Mile redemption will be possible for a minimum of 5,000 reward points and in multiples of 5,000. 

What is Flexipay on Air India SBI Platinum Credit Card ?

Flexipay is a facility offered to you if you are an existing SBI credit cardholder,  to convert your big purchases into easy monthly instalments. You can convert a transaction greater than Rs. 500 into Flexipay within 30 days.

Will there be fees to replace /reissue a card?

Yes, a replacement fee of Rs. 100 plus taxes will be charged if you need to replace or reissue Air India SBI Platinum Credit Card.

Also read: Best SBI Credit Card