Chennai Metro SBI Card

The features of the card are given below:

Welcome Offer: 2,000 bonus reward points on spending Rs. 2,000 in the first 60 days.

Reward Points: 1 reward point per Rs. 100 spent, and 10X reward points on dining, movies, departmental and grocery spends.

Annual Fee Waiver: Spend Rs. 1 lakh in a year to avail annual fee waiver.

Fuel Surcharge Waiver: 1% fuel surcharge waiver across all fuel stations. This offer can be availed on transactions between Rs. 500 and Rs. 3,000.

Some of the other benefits of this card are as follows:

Global Acceptance: The card is accepted at over 24 million outlets across the globe.

Add-on Cards: Immediate family members of primary cardholders can enjoy all the features and benefits of the card.

Balance Transfer: Customers can transfer the outstanding amount on any other credit card to this one and pay it off through monthly EMIs.

Flexipay: Costly purchases can be paid off easily through easy monthly EMIs.

Chennai Metro SBI Credit Card
Good For: People who frequently use Chennai Metro People who want to earn reward points Customers who are looking for a low annual fee card	Bad For: People who want air miles People who don’t use the metro frequently Customers who want cashback

The fees and charges associated with this card are as follows:

Fee/Charge	Amount
Annual Fee	Rs. 499
Renewal Fee	Rs. 499
Finance Charges	3.50% per month [42% per annum]
Late Payment Fee	For Statement Balance Less than Rs. 500 – Nil Rs. 500 up to Rs. 1,000 – Rs. 400 Rs. 1,000 up to Rs. 10,000 – Rs. 750 Rs. 10,000 up to Rs. 25,000 – Rs. 950 Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 Amount over Rs. 50,000 – Rs. 1,300

Click here to check other associated fees and charges.

The eligibility criteria for Chennai Metro SBI Card is mentioned below:

• Applicant must be between 21 to 70 years of age
• Only Indian residents can apply
• Customer should have a good credit score and shouldn’t have any defaults on loan or credit card payment
• He/she must be able to furnish documents establishing income proof, identity proof, residence proof, and PAN Card along with passport size photographs. Click here for the list of acceptable documents.

Customers who want to apply for Chennai Metro SBI card can do so by visiting SBI Card’s website. Applicants have to fill an application form and submit it. Upon successful submission, a representative from SBI Card will call the customer to set a date and time for document collection. Post submission, the documents will be verified. After a successful verification, customer can expect delivery of the card within 7 days.

Suggested read: Best Credit Cards in India

Will this card work on Delhi Metro network?
No, this card will not work on the Delhi Metro system. This card only works on Chennai Metro Rail (CMRL) network.

What is the annual fee for this credit card?
The annual fee of this card is Rs. 499.

Who can apply for this credit card?
Indian citizens who are over 21 years but below 70 years of age can apply. This card is best suited for applicants who live in Chennai and use Chennai Metro.

How can one apply for this credit card?
Customers can apply for this credit card by visiting the SBI Card’s website.

What is the cash advance limit on this credit card?
The cash advance limit on this card is 80% of the assigned credit limit.