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| SBI YONO Insta Home Top Up Loan Highlights | |
| Interest Rates | 9.35% p.a. |
| Loan Amount | From Rs. 50,000 to Rs. 8 lakh |
| Processing Fees | Rs 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement |
Note: Interest rates as of 19 Dec 2024.
Transfer your Home Loan & avail Top-Up Loan at Low Interest Rates Click Here
Table of Contents
SBI YONO Insta Home Top Up Loan Interest Rates
The interest rate for SBI YONO Insta Home Top Up Loan is 9.35% p.a. onwards.
Note: Top Up Loan is not permitted in overdraft category for loans above Rs 2 crore
SBI YONO Insta Home Top Up Loan Fees and Charges
The processing fees for availing YONO Insta Home Loan Top Up Loan from SBI is mentioned below:
| Particulars | Rates |
| Processing Charges | Rs 2,000 plus applicable GST, which will be recovered from the loan amount before disbursement |
Transfer your Home Loan & avail Top-Up Loan at Low Interest Rates Click Here
Eligibility for SBI YONO Insta Home Top Up Loan
This loan facility is offered only to a pre-selected group of existing home loan customers. The SBI Insta Home Loan Top Up Eligibility is based on credit checks like residual loan tenure, satisfactory repayment, etc.
SBI top up loan applicants having low or no credit scores can avail the Step Up Credit Card co-branded with SBM Bank India Ltd. to improve their credit scores. It is a lifetime free secured credit card issued by Paisabazaar.com against the fixed deposits of SBM Bank.
Existing home loan borrowers who wish to avail top up loans can also use the home loan EMI calculator to decide the optimal loan tenures and EMIs for their home loan top up based on the repayment capacity of their loan applicants.
Documentation Required for SBI YONO Insta Home Top Up Loan
No fresh documentation is required for availing the SBI YONO Insta Home Top Up Loan as this facility is available only to the existing borrowers of SBI Home Loan.
Also Check: home loan eligibility by top banks & HFC’s