Like any other credit card available in the SBI stable, the SBI Gold Credit Card too can be used for shopping, travel and dining, while reaping in much more premium benefits, including an exciting rewards programme. The Gold Credit Card offers several privileges such as worldwide acceptance and cash on the go. Unique features of the SBI Gold Credit Card include the option of add-on cards for family members, utility bill payments at zero cost, balance transfer of dues from other credit cards to avail a lower interest rate by State Bank of India, conversion of purchases into convenient EMIs, etc.