SBI SimplyCLICK Advantage Credit Card

The benefits of SBI SimplyCLICK Advantage Credit Card are as follows:

Welcome Offers: An Amazon gift card worth Rs. 500 on successful signup.

Annual Milestone Benefits: A Cleartrip voucher worth Rs. 2,000 each on spending Rs. 1 lakh and Rs. 2 lakh annually.

Annual Fee Reversal: Spend Rs. 1 lakh and get an annual fee of Rs. 499 reversed for your SimplyCLICK Advantage SBI card in the subsequent year.

Accelerated Rewards Points: Earn accelerated reward points in the following manner:

• 10 times more reward points when shopping on Amazon/ BookMyShow/ Cleartrip/ Lenskart/ Netmeds
• 5 times more rewards on other online spends
• 1 reward point per Rs. 100 on all other spends

Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.

SBI SimplyCLICK Advantage Credit Card
Good For: People who want to earn rewards People looking for a low annual fee card Customers who frequently shop online	Bad For: People who want to earn air miles People who want cashback Customers who want lounge access

The fees and charges associated with SBI SimplyCLICK Advantage Credit Card are as follows:

Fee/Charge	Amount
Annual Fee	Rs. 499
Renewal Fee	Rs. 499 (waived off on spending Rs. 1 lakh in a year)
Finance Charges	3.50% p.m. (42% p.a.)
Late Payment Fee	For Statement Balance Less than Rs. 500 – Nil Rs. 500 up to Rs. 1,000 – Rs. 400 Rs. 1,000 up to Rs. 10,000 – Rs. 750 Rs. 10,000 up to Rs. 25,000 – Rs. 950 Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 Amount over Rs. 50,000 – Rs. 1,300

Click here to check other associated fees and charges.

The eligibility criteria for SBI SimplyCLICK Advantage Credit Card is mentioned below:

• Applicant must be over 21 years but below 70 years of age
• Applicant must be an Indian resident
• Applicant should have a good credit score and not have any recent delinquencies
• Applicant must submit self-attested photocopies of income proof, identity proof, residence proof, PAN card along with a photograph. Click here for the list of acceptable documents

SBI SimplyCLICK Advantage Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same, you can visit SBI Card’s website or contact the bank officials.

Suggested read: Best Credit Cards in India

What is the advantage of SBI SimplyCLICK Advantage Credit Card?
SBI SimplyCLICK Advantage Credit Card offers accelerated rewards to online shoppers. Customers can earn 10 reward points per Rs. 100 spent via this credit card when shopping at Amazon, BookMyShow, Cleartrip, Lenskart, UrbanClap, Rentomojo and Netmeds.

Does this card come with a Chip?
Yes, this credit card comes with both an EMV chip and magstripe.

What is the foreign currency mark-up fee for this credit card?
The fee is 3.5% of the transacted amount.

What is the annual fee for SBI SimplyCLICK Advantage Credit Card?
The annual fee is Rs. 499 which will be waived off if annual spend of last year equals to or exceeds Rs. 1 lakh.