हिंदी में पढ़े
| SBI Shaurya Home Loan Highlights | |
| Interest rate | 8.25% p.a. onwards |
| Loan amount | Based on the applicant’s profile |
| Loan tenure | Up to 30 years |
| Processing fee | NIL |
Note: Interest rates as of 17 February 2025
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Table of Contents
SBI Shaurya Home Loan Interest Rates
SBI has not explicitly mentioned the interest rates for the Shaurya Home Loan Scheme. However, SBI Home Loan interest rates start at 8.25% p.a. The bank also offers interest concessions to women borrowers.
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Compare Home Loan Interest Rates of Top Banks & HFCs
| Name of Lender | Loans Up to Rs. 30 Lakh | Loans Above Rs. 30 Lakh to Rs. 75 Lakh | Loans Above Rs. 75 Lakh | |
| SBI | 8.25%-9.40% p.a. | 8.25%-9.40% p.a. | 8.25%-9.40% p.a. | Check Eligibility |
| HDFC Bank Limited | 8.70% p.a. onwards | 8.70% p.a. onwards | 8.70% p.a. onwards | Check Eligibility |
| Bajaj Housing Finance | 8.25%-17.00% | 8.25%-17.00% | 8.25%-17.00% | Check Eligibility |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Axis Bank | 8.75%-13.30% p.a. | 8.75%-13.30% p.a. | 8.75%-9.65% p.a. | Check Eligibility |
| Federal Bank | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Check Eligibility |
| Punjab National Bank | 8.20% - 10.00% p.a. | 8.15% - 9.90% p.a. | 8.15% - 9.90% p.a. | Check Eligibility |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Bank of Baroda | 8.15% - 10.40% p.a. | 8.15% - 10.40% p.a. | 8.40% - 10.65% p.a. | Check Eligibility |
| Canara Bank | 8.25% – 11.00% p.a. | 8.20% – 11.00% p.a. | 8.15% – 10.90% p.a. | Check Eligibility |
| IDFC FIRST Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Check Eligibility |
| IDBI Bank | 8.50% p.a. onwards | 8.50% p.a. onwards | 8.50% p.a. onwards | Check Eligibility |
| Punjab & Sind Bank | 8.35% – 9.85% p.a. | 8.35% – 9.85% p.a. | 8.35% – 9.85% p.a. | Check Eligibility |
| RBL Bank | 9.00% p.a. onwards | 9.00% p.a. onwards | 9.00% p.a. onwards | Check Eligibility |
| LIC Housing Finance | 8.50% - 11.25% p.a. | 8.50% - 10.55% p.a. | 8.50% - 10.75% p.a. | Check Eligibility |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Check Eligibility |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% onwards | 8.75% onwards | 8.75% onwards | Check Eligibility |
| Aditya Birla Capital | 8.60% onwards | 8.60% onwards | 8.60% onwards | Check Eligibility |
| India Shelter Home Loan | 11.59% onwards | 11.59% onwards | 11.59% onwards | Check Eligibility |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Check Eligibility |
| Godrej Housing Finance | 8.55% onwards | 8.55% onwards | 8.55% onwards | Check Eligibility |
| Home First Finance | 11.90% onwards | 11.90% onwards | 11.90% onwards | Check Eligibility |
| Easy Home Finance | 8.95% onwards | 8.95% onwards | 8.95% onwards | Check Eligibility |
| Piramal Capital Housing Finance | 9.50% onwards | 9.50% onwards | 9.50% onwards | Check Eligibility |
| Cholamandalam Investment and Finance | 10.50% onwards | 10.50% onwards | 10.50% onwards | Check Eligibility |
SBI Shaurya Home Loan Fees and Charges
Processing fee and Prepayment Charges
| Processing fee | NIL |
| Prepayment charges | NIL |
Other Fees and Charges
| CERSAI Charges | For a limit of up to Rs 5 Lakh: Rs 50+ GST For a limit of above Rs 5 Lakh: Rs 100 + GST |
| Advocate’s fee | To be paid at actuals |
| Valuer’s fee | To be paid at actuals |
| Stamp duty | To be paid at actuals |
| Property insurance premium | To be paid at actuals |
Click here to know detailed fees and charges of SBI Home Loan
SBI Shaurya Home Loan Eligibility Criteria
| Borrower profile | Indian Resident |
| Minimum age | 18 years |
| Maximum age | 75 years |
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SBI Shaurya Home Loan Documents Required
For all applicants:
- Employer Identity Card
- Completed loan application form duly filled in and affixed with 3 Passport size photographs
- Identity Proof (any one): PAN Card/ Passport/Driver’s License/Voter ID
- Residence Proof (any one): Recent copy of telephone bill/electricity bill/water bill/piped gas or copy of Passport/Driver’s License/Aadhaar Card
Property papers:
- Permission for construction (wherever applicable)
- Registered agreement for sale (only for Maharashtra)/ Allotment letter/ Stamped agreement for sale.
- Occupancy certificate (in case of move-in property)
- Share certificate (only for Maharashtra), Maintenance bill, Electricity bill, property tax receipt
- Approved plan copy (Xerox blueprint) and Registered Development agreement of the builder, Conveyance deed (for new property)
- Payment receipt or bank account statement showing all the payments made to the builder/seller
Account statement:
- Last 6 months bank account statements for all bank accounts held by the applicant/s.
- If any previous loans are from other banks/lenders, then the loan account statement for the last one year.
Income proof for the salaried applicant/ co-salaried applicant/guarantor:
- Salary slip or salaried certificate of last 3 months
- Copy of Form 16 for the last 2 years or copy of IT returns for the last 2 financial years, acknowledged by the IT department
Income proof for non-salaried/co-applicant/guarantor:
- Business address proof
- IT returns for the last 3 years
- Balance sheet and profit & loss account for last 3 years
- Business License details (or equivalent)
- TDS Certificate (Form 16A, if applicable)
- Certificate of qualification (for C.A, Doctors and other professionals)
Click To:- Know More SBI Home Loan Documents Requirements