SBI SimplyCLICK Credit Card

Other entry-level credit cards offering benefits similar to SBI SimplyCLICK are YES Bank Paisabazaar Paisasave Credit Card, HDFC Moneyback+ Credit Card, American Express SmartEarn Credit Card, Axis My Zone, Flipkart Axis and Swiggy HDFC Credit Card. These cards cater to the online shopping category, along with offering excellent value-back on select brands.

Credit card limit is different for different cardholders as it depends on a lot of factors such as income, credit history, current liabilities, limit on existing cards and several other internal policies of the bank. You will get to know your limit only after you receive your card.

You can redeem SBI SimplyCLICK reward points through SBI Card’s mobile app or by logging into their net banking portal.

Using SBI Card’s Flexipay facility, cardholders can convert their outstanding dues into EMIs and pay it over a period of a few months. This feature is useful for consumers who are facing difficulty in paying off the total amount due. They can defer the payment across months at comparatively lower rates of interest than finance charges that would be applicable in case of partial payment or missed payment.

Consumers can check their application status by entering their application ID on SBI Card’s portal or by calling SBI Credit Card Customer Care.