Tata and SBI offer two co-branded credit cards with Croma, the Tata Croma Card and the Tata Croma Card Select, as titanium and platinum variants, respectively. These cards can be a good choice for those who spend a lot at Croma for their gadgets and other similar shopping.
Additionally, the accelerated benefit on the card is extended to multiple Tata group brands like Westside, Titan, etc. However, the up to 5% valueback is applicable only on Tata retail outlets and not on online spends.
The base variant is extended towards entry-level customers, it comes with a low annual fee of just Rs. 499. On the other hand, the premium variant, the Tata Croma Card Select, comes with a high fee of Rs. 2,999 with extended benefits on dining, international spends, and travel. Though the cards do well for the co-branded association and turn up a good choice for Tata group brands and Croma loyalists, those with varying and no brand inclinations can find better options at such fees. Read on to know more about the Tata Croma Credit cards.
| Tata Croma Credit Cards: Key Highlights | ||
| Tata Croma Card (Titanium) | Tata Croma Card Select (Platinum) | |
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| Joining Fee | Rs. 499 | Rs. 2,999 |
| Annual Fee | Rs. 499 | Rs. 2,999 |
| Fee Waiver | On spending Rs. 1 Lakh in the previous year | – |
| Welcome Benefit | 500 Empower Points worth Rs. 500 | e- Gift Voucher worth Rs. 3,000 |
| Co-branded Benefit | 1.5% value back on spends at Croma | 2% value back on spends at Croma |
| Up to 5% value back on spends on Tata outlets | Up to 5% value back on spends on Tata outlets | |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To apply for credit card, please visit the SBI Card website.