The closest competitors to the Yatra SBI Credit Card are other co-branded credit cards with popular travel portals. These include MakeMyTrip ICICI Platinum Credit Card, Standard Chartered EaseMyTrip Credit Card, and Ixigo AU Credit Card. These cards also come with a low annual fee but have their own pros and cons. To choose the right credit card among these, you will have to keep in mind your brand preferences and do a cost-benefit analysis.
SBI Cards
Yatra SBI Card
Travel
Co-branded
Reward Points
1st Year Fee: ₹499* Plus Applicable Taxes
Entry-level
Low annual fee of Rs. 500
Travel
Yatra.com vouchers worth Rs. 8,250
Rewards
Up to 6 rewards per Rs. 100 spent
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About Yatra SBI Credit Card
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Yatra SBI is a co-branded travel credit card that offers a flat discount on travel bookings done through Yatra.com. The card comes at a low annual fee of Rs. 500 but offers activation benefits worth more than this value of up to Rs. 8,250. Additionally, beyond the co-branded benefits on Yatra, it also offers accelerated rewards on non-travel spends like department stores, groceries, dining, movies, and entertainment. Consumers can also earn benefits on international travel, but the overall value here is limited.
Travel Benefits
- Rs. 1,000 off on domestic flight bookings1
- Rs. 4,000 off on international flight bookings2
- 20% off on domestic hotels3
- Welcome vouchers from Yatra.com worth Rs. 8,250 as a activation benefit4
- 2 vouchers worth Rs 1,000 each for international travel
- 2 vouchers worth Rs. 500 each for domestic travel
- 1 voucher worth Rs. 1,500 for domestic holidays
- 1 voucher worth Rs. 750 for hotel bookings
- 1 voucher worth Rs. 3,000 for international holidays
- Complimentary Air Accidental cover worth Rs. 50 Lakhs on booking a ticket through Yatra.com
Reward Structure & Other Benefits
- The card offers rewards as follows:
- 6 reward points on every Rs. 100 spent on departmental stores, grocery, dining, movies and entertainment.5
- 6 reward points on every Rs. 100 spent on International spends, subject to 5,000 reward points per month6
- 1 reward point on every Rs. 100 spent on all other categories
- 1% fuel surcharge waiver across all petrol pumps up to Rs. 100 per month on transactions between Rs. 500 and Rs. 3,000.
Yatra SBI: Fees & Charges
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 | ||||||||||||||
| Annual Fee | Rs. 499 | ||||||||||||||
| Extended Credit Charges | Up to 3.50% per month | 42% per annum | ||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You are a frequent traveller looking for a low-annual fee card
You do not mind sticking to Yatra.com for your travel bookings
You own another credit card offering airport lounge access
You can utilize the accelerated rewards offered across everyday categories like grocies and dining
Eligibility & Documentation
Occupation: Salaried or Self-employed
Income: As communicated by the issuer at the time of sourcing
Basic income, identity and address proofs are required
Paisabazaar Review
What do we like about this card?
Not many travel credit cards belong to the low annual fee category. Thus, too good benefits for a low annual fee of Rs. 500. Additionally, the welcome benefits on the card give consumers a good start to maximize savings on their travel bookings.
Pros
- Welcome benefits worth Rs. 8,250
- Accelerated reward points on departmental store, dining, grocery, movies and entertainment spends
- Low annual fee with an affordable annual fee waiver criteria
- Higher rewards on international spends
Cons
- No complimentary lounge access
- No concessional forex markup fee
- No benefit on international hotel bookings
Conclusion
Yatra SBI Credit Card can be a good option for consumers looking for domestic travel benefits at a low annual fee. Additionally, via the extended benefits to other lifestyle categories, the card comes across as a suitable choice for users who want to own a single credit card.
Frequently Asked Questions
Everything you need to know about this credit card
An add-on card is an additional card that you can apply for against your credit card and will have all the features of your primary credit card. For Yatra SBI Card, you can get the card for your parents, spouse, children or siblings above the age of 18.
Yatra SBI Card is accepted at over 24 million Visa outlets worldwide, including 3,25,000 outlets in India.
Yes, Yatra SBI Card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance from any other bank’s credit card.
Yes, Reward points expire after a period of 2 years. You need a minimum of 1,000 reward points to redeem your reward points for discount vouchers.
Footnotes
- Valid on transactions worth Rs. 5,000 or more.
- Valid on transactions worth Rs. 40,000 or more.
- Valid on a minimum transaction value of Rs. 3,000; maximum discount: Rs. 2,000.
- Welcome benefit is subject to payment of first year annual fee.
- Limited to up to 5,000 reward points per month
- Limited to up to 5,000 reward points per month
- This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the SBI Card website.
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Megha Khanna
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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