Formed in 2001, SBI Life Insurance is a joint venture of the largest bank in the country – State Bank of India (SBI) and global leader BNP Paribas Cardif. The insurance company is one of the leading players in the insurance domain in the country providing a long list of insurance products to benefit from. Since SBI has always been a customer-centric organization, they have introduced SBI Life Easy Access which is a comprehensive mobile application allowing customers easy access to insurance related information and services any time they want.
What is SBI Life Easy Access App?
To be precise, SBI Life Easy Access is a mobile app that brings to you your nearest SBI branch utilities, cutting down on the time and energy you used to spend on every physical visit.
This mobile application launched by SBI Life provides a number of facilities to its customers. SBI Life Easy Access is available for Android, Windows and iOS. One can visit respective app store to download the app.
What are the benefits of SBI Life Easy Access App?
- Easy login to My Policy
- View all SBI Life insurance products
- Easy and secure option for renewal premium payment
- Instant and accurate calculation of premium for the different plans
- View and manage existing insurance policy through ‘My Policy’ feature
- Update or change the mobile number, email ID and PAN details
- Email BI PDF files for the selected products
- View digital premium receipts
- Get all the latest updates and news of SBI Life
This mobile app is designed to save a significant chunk of policyholders’ time as they can do almost everything related to their insurance policy without stepping into the branch office.
How to download SBI Life Easy Access App?
The name of this mobile app does it complete justice. Downloading this app is as easy as it is to use this app. It’s available for Android, Windows and iOS, likewise. It will work just as fine regardless of your handset. Just visit Google Play or iTunes and the rest is history.
You can access following plans on SBI Life Easy Access App
Individual Life Insurance Plans: These plans provide financial security to the insured and their family when they needed it the most. Refer to the following table to know more about these plans:
| SBI Individual Life Insurance Plans | |
| Saving Plans | SBI Life – Shubh Nivesh |
| SBI Life – Smart Bachat | |
| SBI Life – Flexi Smart Plus | |
| SBI Life – CSC Saral Sanchay | |
| SBI Life – Smart Women Advantage | |
| SBI Life – Smart Guaranteed Savings Plan | |
| SBI Life – Smart Humsafar | |
| Protection Plans | SBI Life – eShield |
| SBI Life – Poorna Suraksha Plan | |
| SBI Life – Sampoorn Cancer Suraksha | |
| SBI Life – eIncome Shield | |
| SBI Life – Smart Shield | |
| SBI Life – Saral Shield | |
| SBI Life – Saral Swadhan+ | |
| SBI Life – Smart Swadhan Plus | |
| SBI Life – Grameen Bima | |
| Wealth Creation with Insurance Plans | SBI Life – Smart Wealth Builder |
| SBI Life – Smart Wealth Assure | |
| SBI Life – Smart Power Insurance | |
| SBI Life – Smart Elite | |
| SBI Life – Smart Privilege | |
| SBI Life – Saral Maha Anand Plan | |
| SBI Life – eWealth Insurance | |
| Retirement Plans | SBI Life – Saral Pension |
| SBI Life – Retire Smart | |
| SBI Life– Annuity Plus | |
| Child Plans | SBI Life – Smart Champ Insurance |
| SBI Life – Smart Scholar | |
| Money Back Plans | SBI Life – Smart Money Back Gold |
| SBI Life – Smart Money Planner | |
| SBI Life – Smart Income Protect, | |
Group Insurance Plans: These plans provide employers and their employees with financial security along with insurance cover. The following are the options available under this tag:
| Group Insurance Plans | |
| Corporate Solution Plans | SBI Life – Kalyan ULIP Plus |
| SBI Life – CapAssure Gold | |
| SBI Life – Gaurav Jeevan Plan | |
| SBI Life – Pradhan Mantri Jeevan Jyoti Bima Yojana | |
| SBI Life – Sampoorn Suraksha | |
| SBI Life – Swarna Jeevan | |
| Group Micro Insurance Plans | SBI Life –Shakti |
| SBI Life – Grameen Super Suraksha | |
| Group Loan Protection Plans | SBI Life – RiNn Raksha |
The insurance company follows a customer-centric approach to make their services easily accessible. They offer a number of online services including online policy purchase, online renewal, premium calculator, etc. SBI Life Insurance Company also has a few mobile apps such as SBI Life Easy Access for customers so that they can conveniently avail various services.
FAQs
Q1. What are the online plans offered by SBI Life?
Ans. The insurance company offers a number of online plans. These plans include:
- SBI Life – eShield
- SBI Life – eWealth Insurance
- SBI Life – Poorna Suraksha Plan
- SBI Life – Sampoorn Cancer Suraksha
- SBI Life– Annuity Plus
- SBI Life – eIncome Shield
Q2. Does an individual need to create separate ‘My Policy’ account for every policy?
Ans. No. With one customer ID, an individual can enroll for multiple policies. Customer ID will be the same for each of the insurance policy belonging to the similar life assured.
Q3. I have forgotten my login ID and/or password. What to do now?
Ans. If this happens, recovering the credentials is quite easy with SBI Life. A policy owner will have to enter his/her <Policy Number><Date of Birth> and choose the customer ID or hit questions. The insured will get the ‘Login ID’ on the registered email ID.
For passwords, simply click on ‘Forget Password’. Now, provide your name (login name), customer ID or the hint questions. Once you are done with this, you will get an email with the ‘Reset Password Link’ sent to your registered mail ID. Open you inbox, find the mail and click on that link. It will redirect you to a page that will reset your password and ask you to create a new one.
Q4. Can I or someone else (family member or friend) pay premium of a lapsed policy?
Ans. No. For in-force monthly policies, premium payment is accepted within 11 days only. For non-monthly policies, it is 25 days. If an insurance policy has already lapsed, then the policyholder needs to visit the nearest branch office of SBI Life to activate it.
Q5. What is the meaning of ‘Top-Up’ premium?
Ans. An additional amount that a policyholder pays over and above the actual premium to gain more from the performing market is called Top-Up Premium. It can only be done under the ULIPs. The top-up amount paid by the insured later invested in their preferred funds.
Q6. How to pay the top-up premium?
Ans. To pay the top-up premium, an insured has to visit their nearest SBI Life branch office and submit the top-up cheque with the ‘Top-Up Allocation’ form (top-up premium challan or renewal premium). A policyholder can obtain these from their branch office. However, the acceptance of the ‘Top-Up Allocation’ request would be a subject to the policy and its features.
Q7. How to correct incorrect/wrong name of the nominee and relationship under an insurance policy?
Ans. In case of a typing error, simply write and send a complaint to SBI Life. However, before writing to SBI Life, the policy owner may also refer to the proposal form’s copy and attached policy documents. These will be needed to verify the details of the nominee. In case there is a mistake in the proposal form, the policyholder needs to submit the below-listed documents to their nearby SBI Life branch office:
- A request to make changes in policy details
- Proof of the beneficiary/nominee:
- PAN card
- Passport
- School certificate
- Birth certificate
- driving license
Q8. How to update address and PAN card details under the policy?
Ans. To update the address, the policyholder needs to login to their My Policy Account> Transact Online > Change of Address > and then follow the steps to complete the process. One point is to consider here is that the address proof should be in JPE or PDF format and not more than 400 KB in size.
For PAN card details, again login to your My Policy Account > Profile Related > Update PAN Number > and that is it. One can also send an SMS from their registered mobile number in the following format to update their PAN card details:
PAN <space><policy number><space><PAN details> to 9250001848 or 56161