Standard Chartered Debit Card: How to Apply, Features & Benefits

The eligibility criteria for Standard Chartered Bank Debit Card varies as per the variant issued to you. Some of the debit cards are designed only for the specific audience, such as premium customers. However, the basic eligibility criteria to apply for a debit card is as follows:

• You must be an Indian resident or NRE
• You must hold a savings or current account with the bank

With a right Standard Chartered Bank Debit Card, you can save a lot on your expenses. You can earn benefits like rewards, cashback, exclusive discount, offers on dining, shopping, travel and much more with a debit card. Here are some of the general features of Standard Chartered Debit Cards:

• You can earn cashback and rewards on your debit card purchases
• The bank offers quick and hassle-free access to cash withdrawal from ATMs across India
• You can avail complimentary domestic lounge access every quarter as per the variant of your card
• You can avail exclusive deals and offers on travel, dining, shopping and other categories
• Standard Chartered Bank Debit Cards come with a high shopping and cash withdrawal, this enables you to make high transactions as per your requirements
• You can avail additional privileges, such as insurance coverage, entertainment benefits and dining benefits
• You can avail 5 free transactions at Standard Chartered Bank ATMs in a month

Also look for Best Credit Cards in India

Generally, the bank issues a debit card whenever you open a savings account. However, if you haven’t received your debit card when you opened your account, then you can apply for it through both online and offline modes.

To apply online for a Standard Chartered Debit Card, you need to visit the official website of the bank. Then, under the ‘Debit Cards’ section, choose the card you want to apply for as per the eligibility. The bank will verify your details and issue the debit card against your account.

Apart from this, you can also apply offline by visiting any of the nearest branches of the bank. All you need to do is contact the executive and submit the duly filled application form. The bank will then process your application and approve your request.

The bank allows you to activate your Standard Chartered Bank Debit Card through online and offline modes. You are required to enter a Green PIN to activate your debit card. To activate your debit card offline, you can visit any of the Standard Chartered Bank ATM and swipe your debit card. After then, you need to select the “Set/ Re-generate PIN” and an OTP will be sent to your registered mobile number. After entering the OTP, you can set your desired debit card PIN.

You can also set your debit card PIN through net banking. All you need to do is log in to the net banking portal using your username and password. Then, click on “Set/ Reset Debit Card PIN” and select your card details. After this, you will be asked to enter the OTP received on your registered mobile number to set the desired PIN.

Just like Standard Chartered Credit Cards, debit cards also allow you to save on your expenses. You can use debit cards for online as well as offline transactions and earn reward points or cashback on your purchases. However, one thing that you must remember is that your debit card is directly linked with your bank account and whenever you make a transaction, the money is deducted from your linked bank account. So, you must have an account with the bank to apply for a debit card. Apart from this, debit cards work similar to credit cards, here’s how:

Using Bank of Standard Chartered Debit Card Offline

To use your debit card offline, you can swipe your card at any POS machine, wherever it is acceptable. After that, you will be asked to enter the four-digit PIN to complete your transaction. After a successful transaction, you will receive a confirmation message on your registered mobile number along with the details of transaction.

Using Bank of Standard Chartered Debit Card Online

You must have all the card details handy with you to use your debit card for online transactions. All you need to do is enter card details, including debit card number, expiry date and CVV to proceed with the transaction. After this, you will receive an OTP on your registered mobile number, enter the OTP at the merchant’s site to complete your transaction. Also, similar to offline transaction, you will receive a confirmation message on your registered mobile number.

Q. How can I check the application status of my Standard Chartered Debit Card?

A. You can check the application status of your debit card either by logging in to your net banking account or by visiting the official website of the bank. You need to enter the application number and the status will be shown on your screen. Apart from this, you can also call on the customer care number of the bank and ask the representative about your application status.

Q. What all documents are required to apply for Standard Chartered Debit Card?

A. Usually, the debit card is issued whenever you open a savings account with the bank, therefore, no such documents are required to apply for Standard Chartered Bank Debit Card. You can apply for a debit card through the official website of the bank or by visiting any of the nearest branches. However, the bank may ask for any documents, if required.

Q. How long will it take to process my Standard Chartered Debit Card?

A. Once you submit the application form, the bank will take 7 working days to deliver your debit card. If you already have an account with the bank and have placed a request for a debit card, then you will receive your card within 7 working days.

Q. I don’t have an account with the bank. Can I apply for a Standard Chartered Debit Card?

A. No, it is mandatory to have a savings or current account with the bank to apply for a debit card. Apart from this, you must be an Indian resident or NRI to apply for Standard Chartered Bank Debit Card. The debit card is issued as the eligibility set by the bank.

Q. What should I do if I lose my Standard Chartered Debit Card?

A. In case you lose your debit card, you must inform the bank by calling on the customer care number. Standard Chartered Bank customer care number for any query is 6601 4444/ 3940 4444. As soon as you report the loss of your card, the representative will block your debit card to protect it from any fraudulent transaction.

Q. Can I convert my Standard Chartered Debit Card purchases into EMI?

A. Yes, you can convert your debit card purchases into EMIs. To avail this facility at the time of purchase, you can check whether the merchant offers Standard Chartered Debit Card EMI facility or not. Otherwise, you can also call the customer care and ask the representative to convert the selected purchase into EMI.