Standard Chartered Savings Account

Standard Chartered Bank enables its customers to open a savings bank account through two modes – online and offline. We have classified the savings account offered by Standard Chartered Bank into online and offline channels.

Types of Standard Chartered Savings Account	Primary Features
Online Savings Account
Digital Savings Account	Instant Account Opening International Platinum Debit Card (free for first year)
Offline Savings Account
Employee Banking Account	Dedicated Relationship Manager Zero Balance Savings Account
aXcessPlus Account	Platinum International Debit Card (free for first year) Free cash withdrawals across Standard Chartered Bank ATMs
SuperValue Account	Platinum International Debit Card (free for first year) Free cash withdrawals across Standard Chartered Bank ATMs
Parivaar Account	Platinum International Debit Card (free for first year) Bundle up to 4 aXcessPlus savings account
eSaver Account	Platinum Debit Card with 5% cashback Auto Sweep Facility
2-in-1 Savings Account	Platinum Debit Card (free for first year) Auto Sweep Facility
3-in-1 Savings Account	Platinum Debit Card (free for first year) MAB as low as Rs. 5000
Basic Banking Account	Zero Balance Savings Account Free Platinum Debit Card
Aasaan Account	Zero Balance Savings Account Free Platinum Debit Card

Online Savings Account

1. SC Digital Account

Standard Chartered Digital Account	Features
Account Opening Process	Paperless
Monthly Average Balance	Rs. 10,000
Debit Card	Free Platinum Debit Card for first year

This savings account from Standard Chartered Bank is a 100% digital savings account, which can be opened instantly online using your PAN and Aadhaar based e-KYC.

Features & Benefits

Open your account instantly using Aadhaar based e-KYC

Earn 2x reward points on every online transaction with 360° rewards program

Get an international Platinum debit card free for first year and enjoy 15% off across 600 restaurants

Monthly average balance of Rs 10,000

Get complimentary 3 months Saavn Pro Subscription

Earn up to 3.5% interest p.a. on daily end of day balances and the same will be paid quarterly

Eligibility Criteria

Resident Individual

More than 18 years of age

Individual not having any other Aadhaar OTP (e-KYC) verification based account with Standard Chartered or any other bank

Mobile number linked with Aadhaar number

Documents Required

To apply for a digital savings account with Standard Chartered Bank, you should have:

• PAN Card
• Aadhaar Card (linked with a mobile number)

Offline Savings Account

1. Employee Banking Account

Standard Chartered Employee Banking Account	Features
Minimum Balance Requirement	Zero Balance Savings Account
Dedicated Relationship Manager Available	Yes
ATM Cash Withdrawals	Free
Eligibility Criteria	Indian Resident, Foreign National

2. aXcessPlus Account

Standard Chartered aXcessPlus Account	Features
Minimum Balance Requirement	Rs. 25,000
Phone Banking, Online Banking	Yes (If Minimum Average Quarterly Balance is maintained)
ATM Cash Withdrawals	Free
Debit Card	International Debit Card
Eligibility Criteria	Indian Resident, Foreign National, HUF

Eligibility Criteria

Following can open Standard Chartered aXcessPlus Account:

• Resident Individual
• Foreign National
• Hindu Undivided Family (HUF)

3. SuperValue Account

Standard Chartered SuperValue Account	Features
Monthly Average Balance	Rs. 50,000
Phone Banking, Online Banking	Yes (If Minimum Average Quarterly Balance is maintained)
ATM Cash Withdrawals	Free
Debit Card	Free Platinum International Debit Card for first year
Eligibility Criteria	Indian Resident, Foreign National, HUF

4. Parivaar Account

Standard Chartered Parivaar Account	Features
Minimum Balance Requirement	Rs. 25,000 per quarter
Phone Banking, Online Banking	Yes
Number of Accounts Linked	Maximum 4 aXcessPlus Savings Account
Debit Card	Free Platinum International Debit Card for first year
Eligibility Criteria	Resident Individual, Foreign National

5. eSaver Account

Standard Chartered eSaver Account	Features
Monthly Average Balance	Rs. 25,000
Interest RateFixed Deposit Tenure	Nine days up to 1 year
Auto Sweep Facility	Yes
Debit Card	Free Platinum Debit Card with 5% cash back
Eligibility Criteria	Resident Individual, Foreign National, HUFs

6. 2-in-1 Savings Account

Standard Chartered 2-in-1 Savings Account	Features
Minimum Balance Requirement	Rs. 10,000
Auto Sweep Facility	Yes
Debit Card	Free Platinum International Debit Card for first year
Eligibility Criteria	Resident Individual, Foreign National, HUFs

 7. 3-in-1 Savings Account

Standard Chartered 3-in-1 Savings Account	Features
Minimum Balance Requirement	Rs. 5,000
Debit Card	Free Platinum International Debit Card for first year
3 in 1 Account	Savings Account, Demat Account, Trading Account
Eligibility Criteria	Resident Individual, Foreign National

8. Basic Banking Account

Standard Chartered Basic Banking Account	Features
Minimum Balance Requirement	Zero Balance Savings Account
Debit Card	Free Platinum Debit Card for first year
ATM Withdrawals	Unlimited from any Bank’s ATM
Eligibility Criteria	Resident Individual, Foreign National, HUFs

9. Aasaan Account

Standard Chartered Aasaan Account	Features
Minimum Balance Requirement	Zero Balance Savings Account
Debit Card	Free Platinum Debit Card for first year
ATM Withdrawals	Unlimited from any Bank’s ATM
Eligibility Criteria	Resident Individual, Foreign National, HUFs

 10. Super Value Account (Not available)

Standard Chartered Super Value Account	Features
Monthly Average Balance	Rs. 50,000
Debit Card	Free International Debit Card
Free Investment Advisory Services Available	Yes

Documents required for opening Standard Chartered Savings Accounts

1. Aadhaar and PAN card are mandatory for Indian residents

2. Identity proof:

• Aadhaar
• Any one of the following photo cards:
• Passport
• PAN card
• Voter Id card
• Govt ID

3. Address Proof:

• Aadhaar
• Any one of the following documents with current residence address:
• Passport
• Driving license
• Phone bill
• Electricity / other utility bill
• Rental agreement
• Latest other bank / credit card statement

4. One recent passport-sized photograph

Applying for an Offline Savings Account from Standard Chartered Bank

If you want to open any of the offline savings accounts from Standard Chartered Bank which are listed above, then you can do so by visiting the nearest Standard Chartered Bank’s branch. You can choose the savings bank account from Standard Chartered from the list and apply for the chosen bank account type easily.

For any queries, you can also contact Standard Chartered Bank using below-mentioned phone banking numbers.

Phone Banking Numbers
Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune	6601 4444/ 3940 4444
Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna , Rajkot, Surat, Vadodara	6601 444/ 3940 444
Gurgaon, Noida	6601 444/ 3940 444
Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur	011 – 66014444 / 011 – 39404444
Siliguri	1800 345 1000 (For domestic dialing within India only)

How to Open Standard Chartered Bank Savings Account

To apply for Standard Chartered savings account, the applicant will have to visit the bank. Below-mentioned steps explain how to apply for Standard Chartered savings account.

Step 1: Visit Standard Chartered bank’s nearest branch

Step 2: Fill in the savings account application form providing all your basic details

Step 3: Provide your self-attested Aadhaar and PAN card

Step 4: Choose the type of savings account you want to open with the bank

Step 5: In this step, you will have to submit the application form along with other documents and cash deposit slip or demand draft

Step 6: The bank will verify your details and upon verification, your account will be opened

Standard Chartered will provide you with a welcome kit. The kit contains all details to operate your account.